The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) EV-to-FCF: -8.84 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
70 GF Score
Price ﷼15.35
GF Value ﷼22.01
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF?

The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030 -1.98% 70 EV-to-FCF is -8.84 as of Jul. 17, 2026. GuruFocus rates SAU:8030 with a GF Score™ of 70/100 and a GF Value™ of ﷼22.01 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 392 Insurance companies, The Mediterranean and Gulf Insurance and Reinsurance Co ranks worse than 255101.79% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Mediterranean and Gulf Insurance and Reinsurance Co's Enterprise Value is ﷼1,693 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-192 Mil. Therefore, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF for today is -8.84.

The historical rank and industry rank for The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF or its related term are showing as below:

SAU:8030' s EV-to-FCF Range Over the Past 10 Years
Min: -64.12   Med: -2.9   Max: 347.62
Current: -9.04

During the past 13 years, the highest EV-to-FCF of The Mediterranean and Gulf Insurance and Reinsurance Co was 347.62. The lowest was -64.12. And the median was -2.90.

SAU:8030's EV-to-FCF is ranked worse than
100% of 392 companies
in the Insurance industry
Industry Median: 9.795 vs SAU:8030: -9.04

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), The Mediterranean and Gulf Insurance and Reinsurance Co's stock price is ﷼15.35. The Mediterranean and Gulf Insurance and Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼0.456. Therefore, The Mediterranean and Gulf Insurance and Reinsurance Co's PE Ratio (TTM) for today is 33.66.


The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Mediterranean and Gulf Insurance and Reinsurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=15.35/0.456
=33.66

The Mediterranean and Gulf Insurance and Reinsurance Co's share price for today is ﷼15.35.
The Mediterranean and Gulf Insurance and Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼0.456.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.33 3.53 23.18 -38.63 -41.70

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.11 10.74 3.43 -41.70 -7.76

SAU:8030 vs AFL, MET, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF falls into.


SAU:8030
70GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-FCF Calculation

The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1692.875/-191.583
=-8.84

The Mediterranean and Gulf Insurance and Reinsurance Co's current Enterprise Value is ﷼1,693 Mil.
The Mediterranean and Gulf Insurance and Reinsurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-192 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -8.84 mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a EV-to-FCF of -8.84 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 392 companies in the Insurance industry.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current EV-to-FCF is -8.84. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 392 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 392 companies for EV-to-FCF. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mediterranean and Gulf Insurance and Reinsurance Co's current EV-to-FCF is -8.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼22.01, compared to a current price of ﷼15.35 — trading 30.3% below its estimated fair value. The current EV-to-FCF is -8.84. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current EV-to-FCF is -8.84 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼15.35 is trading 30.3% below its estimated GF Value™ of ﷼22.01. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Possible Value Trap.

Key valuation signals for SAU:8030:

  • EV-to-FCF: -8.84
  • GF Value™: ﷼22.01 vs. price of ﷼15.35 (30.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
70GF Score

Get the complete analysis for SAU:8030

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼15.35
Price
﷼22.01
GF Value