The historical rank and industry rank for Asia Commercial Joint Stock Bank's EV-to-FCF or its related term are showing as below:
STC:ACB'
s EV-to-FCF Range Over the Past 10 Years
Min: -17.82 Med: 4.01 Max: 80.81
Current: 16.26
During the past 13 years, the highest EV-to-FCF of Asia Commercial Joint Stock Bank was 80.81. The lowest was -17.82. And the median was 4.01.
STC:ACB's EV-to-FCF is ranked worse than 78.66% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs STC:ACB: 16.26
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Asia Commercial Joint Stock Bank (STC:ACB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Asia Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:
Asia Commercial Joint Stock Bank's share price for today is ₫22600.00.
Asia Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2802.408.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Asia Commercial Joint Stock Bank EV-to-FCF Related Terms
Asia Commercial Joint Stock Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Joint Stock Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Asia Commercial Joint Stock Bank's EV-to-FCF falls into.
Asia Commercial Joint Stock Bank's current Enterprise Value is ₫165,148,497 Mil.
Asia Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫10,157,979 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank (STC:ACB) has a EV-to-FCF of 16.26 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Asia Commercial Joint Stock Bank and its competitors. This is 305% above median its historical median of 4.01. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #940 out of 1195 companies in the Banks industry, placing it in the top 78.7%.
Is Asia Commercial Joint Stock Bank's EV-to-FCF too high?
Asia Commercial Joint Stock Bank's current EV-to-FCF of 16.26 is 305% above median its 10-year median of 4.01. The Banks industry median EV-to-FCF is 6.52. Asia Commercial Joint Stock Bank's value of 16.26 is 149.4% above this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #940 out of 1195 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #940 out of 1195 companies for EV-to-FCF. This places Asia Commercial Joint Stock Bank in the lower half of its industry. The industry median EV-to-FCF is 6.52. Asia Commercial Joint Stock Bank's value of 16.26 is 149.4% above this benchmark. While the company's 10-year median is 4.01 vs. the industry median of 6.52, Asia Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current EV-to-FCF of 16.26 is 149.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current EV-to-FCF is 16.26, which is 305% above median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,058.80, compared to a current price of ₫22,600.00 — trading 7.3% above its estimated fair value. The current EV-to-FCF is 16.26, which is 305% above median its 10-year median of 4.01 and 149.4% above the Banks industry median of 6.52. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current EV-to-FCF is 16.26 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫22,600.00 is trading 7.3% above its estimated GF Value™ of ₫21,058.80.
GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:ACB:
EV-to-FCF: 16.26 (305% above median its 10-year median of 4.01)
GF Value™: ₫21,058.80 vs. price of ₫22,600.00 (7.3% above fair value)
Industry Position: 149.4% above the Banks median (#940 of 1195)
No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Joint Stock Bank Business Description
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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