Calvin B. Taylor BanksharesTYCB 70 EV-to-FCF is 9.06 as of Jul. 02, 2026, which is 2% above its 10-year median of 8.84. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $58.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, Calvin B. Taylor Bankshares ranks worse than 58.17% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Calvin B. Taylor Bankshares's Enterprise Value is $144.86 Mil.
Calvin B. Taylor Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $15.98 Mil. Therefore, Calvin B. Taylor Bankshares's EV-to-FCF for today is 9.06.
The historical rank and industry rank for Calvin B. Taylor Bankshares's EV-to-FCF or its related term are showing as below:
TYCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -6.48 Med: 8.84 Max: 17.68
Current: 9.06
During the past 13 years, the highest EV-to-FCF of Calvin B. Taylor Bankshares was 17.68. The lowest was -6.48. And the median was 8.84.
TYCB's EV-to-FCF is ranked worse than 58.17% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs TYCB: 9.06
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Calvin B. Taylor Bankshares (OTCPK:TYCB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Calvin B. Taylor Bankshares's PE Ratio (TTM) for today is calculated as:
Calvin B. Taylor Bankshares's share price for today is $57.00.
Calvin B. Taylor Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Calvin B. Taylor Bankshares EV-to-FCF Related Terms
Calvin B. Taylor Bankshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's EV-to-FCF falls into.
Calvin B. Taylor Bankshares's current Enterprise Value is $144.86 Mil.
Calvin B. Taylor Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $15.98 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calvin B. Taylor Bankshares (TYCB) has a EV-to-FCF of 9.06 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Calvin B. Taylor Bankshares and its competitors. This is near median its historical median of 8.84. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #694 out of 1193 companies in the Banks industry, placing it in the top 58.2%.
Is Calvin B. Taylor Bankshares' EV-to-FCF too high?
Calvin B. Taylor Bankshares' current EV-to-FCF of 9.06 is near median its 10-year median of 8.84. The Banks industry median EV-to-FCF is 6.65. Calvin B. Taylor Bankshares' value of 9.06 is 36.2% above this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #694 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' EV-to-FCF compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #694 out of 1193 companies for EV-to-FCF. This places Calvin B. Taylor Bankshares in the lower half of its industry. The industry median EV-to-FCF is 6.65. Calvin B. Taylor Bankshares' value of 9.06 is 36.2% above this benchmark. While the company's 10-year median is 8.84 vs. the industry median of 6.65, Calvin B. Taylor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current EV-to-FCF of 9.06 is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current EV-to-FCF is 9.06, which is near median its own 10-year median of 8.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $57.00 — trading 3.3% below its estimated fair value. The current EV-to-FCF is 9.06, which is near median its 10-year median of 8.84 and 36.2% above the Banks industry median of 6.65. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current EV-to-FCF is 9.06 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued.
The current stock price of $57.00 is trading 3.3% below its estimated GF Value™ of $58.96.
GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.
Key valuation signals for TYCB:
EV-to-FCF: 9.06 (near median its 10-year median of 8.84)
GF Value™: $58.96 vs. price of $57.00 (3.3% below fair value)
Industry Position: 36.2% above the Banks median (#694 of 1193)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score
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