The historical rank and industry rank for Orchard Funding Group's FCF Margin % or its related term are showing as below:
LSE:ORCH'
s FCF Margin % Range Over the Past 10 Years
Min: -160.58 Med: -51.79 Max: 114.26
Current: 66.57
During the past 13 years, the highest FCF Margin % of Orchard Funding Group was 114.26%. The lowest was -160.58%. And the median was -51.79%.
LSE:ORCH's FCF Margin % is ranked better than 83.43% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs LSE:ORCH: 66.57
Orchard Funding Group FCF Margin % Related Terms
Orchard Funding Group FCF Margin % Historical Data
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The historical data trend for Orchard Funding Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Orchard Funding Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orchard Funding Group FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orchard Funding Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Orchard Funding Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orchard Funding Group (LSE:ORCH) has a FCF Margin % of 152.02% as of Jul. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Orchard Funding Group and its competitors. According to the industry distribution chart, Orchard Funding Group ranks #88 out of 531 companies in the Credit Services industry, placing it in the top 16.6%.
Is Orchard Funding Group's FCF Margin % too high?
Orchard Funding Group's current FCF Margin % is 152.02%. The Credit Services industry median FCF Margin % is 0.24. Orchard Funding Group's value of 152.02% is 63241.7% above this industry median. Based on the distribution chart, Orchard Funding Group ranks #88 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Orchard Funding Group has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #88 out of 531 companies for FCF Margin %. This places Orchard Funding Group in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Orchard Funding Group's value of 152.02% is 63241.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orchard Funding Group's current FCF Margin % of 152.02% is 63241.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Orchard Funding Group and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orchard Funding Group's current FCF Margin % is 152.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.72, compared to a current price of £0.60 — trading 16.7% below its estimated fair value. The current FCF Margin % is 152.02% and 63241.7% above the Credit Services industry median of 0.24. Orchard Funding Group's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current FCF Margin % is 152.02% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?
Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued.
The current stock price of £0.60 is trading 16.7% below its estimated GF Value™ of £0.72.
GuruFocus considers Orchard Funding Group to be Modestly Undervalued.
Key valuation signals for LSE:ORCH:
FCF Margin %: 152.02%
GF Value™: £0.72 vs. price of £0.60 (16.7% below fair value)
Industry Position: 63241.7% above the Credit Services median (#88 of 531)
No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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