Orchard Funding GroupLSE:ORCH -3.17%51 PEG Ratio is 0.86 as of Jul. 05, 2026, which is 11% below its 10-year median of 0.97. GuruFocus rates LSE:ORCH with a GF Score™ of 51/100 and a GF Value™ of £0.73 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 233 Credit Services companies, Orchard Funding Group ranks better than 51.5% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Orchard Funding Group's PEG Ratio or its related term are showing as below:
LSE:ORCH'
s PEG Ratio Range Over the Past 10 Years
Min: 0.38 Med: 0.97 Max: 40.17
Current: 0.86
During the past 13 years, Orchard Funding Group's highest PEG Ratio was 40.17. The lowest was 0.38. And the median was 0.97.
LSE:ORCH's PEG Ratio is ranked better than 51.5% of 233
companies
in the Credit Services industry
Industry Median: 0.9
vs LSE:ORCH: 0.86
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Orchard Funding Group (LSE:ORCH) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Orchard Funding Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orchard Funding Group PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orchard Funding Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Orchard Funding Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Orchard Funding Group (LSE:ORCH) has a PEG Ratio of 0.86 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Orchard Funding Group and its competitors. This is 11% below median its historical median of 0.97. Over the past decade, Orchard Funding Group's PEG Ratio has ranged from 0.38 to 40.17. According to the industry distribution chart, Orchard Funding Group ranks #113 out of 233 companies in the Credit Services industry, placing it in the top 48.5%.
Is Orchard Funding Group's PEG Ratio too high?
Orchard Funding Group's current PEG Ratio of 0.86 is 11% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 40.17. The Credit Services industry median PEG Ratio is 0.90. Orchard Funding Group's value of 0.86 is 4.4% below this industry median. Based on the distribution chart, Orchard Funding Group ranks #113 out of 233 companies in the Credit Services industry, which is above the industry midpoint. Overall, Orchard Funding Group has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #113 out of 233 companies for PEG Ratio. This puts Orchard Funding Group in the upper half of its industry. The industry median PEG Ratio is 0.90. Orchard Funding Group's value of 0.86 is 4.4% below this benchmark. Historically, Orchard Funding Group's own PEG Ratio has ranged from 0.38 to 40.17 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.90, Orchard Funding Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.90, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orchard Funding Group's current PEG Ratio of 0.86 is 4.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Orchard Funding Group and its competitors. For the Credit Services industry, the median PEG Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orchard Funding Group's current PEG Ratio is 0.86, which is 11% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.73, compared to a current price of £0.61 — trading 16.4% below its estimated fair value. The current PEG Ratio is 0.86, which is 11% below median its 10-year median of 0.97 and 4.4% below the Credit Services industry median of 0.90. Orchard Funding Group's overall GF Score™ is 51/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current PEG Ratio is 0.86 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?
Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued.
The current stock price of £0.61 is trading 16.4% below its estimated GF Value™ of £0.73.
GuruFocus considers Orchard Funding Group to be Modestly Undervalued.
Key valuation signals for LSE:ORCH:
PEG Ratio: 0.86 (11% below median its 10-year median of 0.97)
GF Value™: £0.73 vs. price of £0.61 (16.4% below fair value)
Industry Position: 4.4% below the Credit Services median (#113 of 233)
No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
51GF Score
Get the complete analysis for LSE:ORCH
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