Orchard Funding Group (LSE:ORCH) Margin of Safety % (DCF FCF Based): 84.08% (As of Jun. 26, 2026)


LSE:ORCH Orchard Funding Group PLC LSE:ORCH
50 GF Score
Price £0.60
GF Value £0.72
Valuation Modestly Undervalued
! 10 Warning Signs
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What is Orchard Funding Group Margin of Safety % (DCF FCF Based)?

Orchard Funding Group LSE:ORCH +4.35% 50 Margin of Safety % (DCF FCF Based) is 84.08% as of Jun. 26, 2026. GuruFocus rates LSE:ORCH with a GF Score™ of 50/100 and a GF Value™ of £0.72 (Modestly Undervalued). The stock has 10 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Orchard Funding Group's Predictability Rank is 2.5-Stars. Orchard Funding Group's intrinsic value calculated from the Discounted FCF model is £1.70 and current share price is £0.60. Consequently,

Orchard Funding Group's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 84.08%.

LSE:ORCH vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Orchard Funding Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Orchard Funding Group Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's Margin of Safety % (DCF FCF Based) falls into.


LSE:ORCH
50GF Score
Orchard Funding Group PLC LSE:ORCH
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group Margin of Safety % (DCF FCF Based) Calculation

Orchard Funding Group's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(3.77-0.60)/3.77
=84.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 84.08% mean?
Orchard Funding Group (LSE:ORCH) has a Margin of Safety % (DCF FCF Based) of 84.08% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Orchard Funding Group.
Is Orchard Funding Group's Margin of Safety % (DCF FCF Based) too high?
Orchard Funding Group's current Margin of Safety % (DCF FCF Based) is 84.08%. Overall, Orchard Funding Group has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's Margin of Safety % (DCF FCF Based) compare to V and MA?
Orchard Funding Group's Margin of Safety % (DCF FCF Based) of 84.08% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Credit Services company?
A good Margin of Safety % (DCF FCF Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Orchard Funding Group. Orchard Funding Group's current Margin of Safety % (DCF FCF Based) is 84.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.72, compared to a current price of £0.60 — trading 16.7% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 84.08%. Orchard Funding Group's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current Margin of Safety % (DCF FCF Based) is 84.08% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.60 is trading 16.7% below its estimated GF Value™ of £0.72. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • Margin of Safety % (DCF FCF Based): 84.08%
  • GF Value™: £0.72 vs. price of £0.60 (16.7% below fair value)
  • GF Score™: 50/100 with 10 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
50GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.60
Price
£0.72
GF Value