Orchard Funding Group (LSE:ORCH) Selling, General, & Admin. Expense: £1.42 Mil (TTM As of Jul. 2025)

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Director of Data and Quant Analytics at GuruFocus
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LSE:ORCH Orchard Funding Group PLC LSE:ORCH
60 GF Score
Price £0.63
GF Value £0.74
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Orchard Funding Group Selling, General, & Admin. Expense?

Orchard Funding Group LSE:ORCH 60 Selling, General, & Admin. Expense is £1.42 Mil as of Jul. 2025. GuruFocus rates LSE:ORCH with a GF Score™ of 60/100 and a GF Value™ of £0.74 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Orchard Funding Group's selling, general, & admin. expense for the six months ended in Jul. 2025 was £0.77 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jul. 2025 was £1.42 Mil.


Orchard Funding Group  (LSE:ORCH) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Orchard Funding Group Selling, General, & Admin. Expense Related Terms


Orchard Funding Group Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group Selling, General, & Admin. Expense Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.71 0.96 1.07 1.17

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.60 0.57 0.65 0.77

LSE:ORCH vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Orchard Funding Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orchard Funding Group Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's Selling, General, & Admin. Expense falls into.


LSE:ORCH
60GF Score
Orchard Funding Group PLC LSE:ORCH
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jul. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £1.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of £1.42 Mil mean?
Orchard Funding Group (LSE:ORCH) has a Selling, General, & Admin. Expense of £1.42 Mil as of Jul. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orchard Funding Group and its competitors.
Is Orchard Funding Group's Selling, General, & Admin. Expense too high?
Orchard Funding Group's current Selling, General, & Admin. Expense is £1.42 Mil. Overall, Orchard Funding Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's Selling, General, & Admin. Expense compare to V and MA?
Orchard Funding Group's Selling, General, & Admin. Expense of £1.42 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orchard Funding Group and its competitors. Orchard Funding Group's current Selling, General, & Admin. Expense is £1.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.74, compared to a current price of £0.63 — trading 15.5% below its estimated fair value. The current Selling, General, & Admin. Expense is £1.42 Mil. Orchard Funding Group's overall GF Score™ is 60/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current Selling, General, & Admin. Expense is £1.42 Mil as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.63 is trading 15.5% below its estimated GF Value™ of £0.74. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • Selling, General, & Admin. Expense: £1.42 Mil
  • GF Value™: £0.74 vs. price of £0.63 (15.5% below fair value)
  • GF Score™: 60/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
60GF Score

Get the complete analysis for LSE:ORCH

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.63
Price
£0.74
GF Value