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Orchard Funding GroupLSE:ORCH +0.81%56 Cyclically Adjusted PS Ratio is 1.94 as of Jul. 23, 2026, which is 11% above its 10-year median of 1.75. GuruFocus rates LSE:ORCH with a GF Score™ of 56/100 and a GF Value™ of £0.74 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 420 Credit Services companies, Orchard Funding Group ranks better than 62.62% on this metric.
The historical rank and industry rank for Orchard Funding Group's Cyclically Adjusted PS Ratio or its related term are showing as below:
LSE:ORCH'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.75 Max: 2.7
Current: 1.92
During the past 13 years, Orchard Funding Group's highest Cyclically Adjusted PS Ratio was 2.70. The lowest was 0.55. And the median was 1.75.
LSE:ORCH's Cyclically Adjusted PS Ratio is ranked better than 62.62% of 420
companies
in the Credit Services industry
Industry Median: 2.995
vs LSE:ORCH: 1.92
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Orchard Funding Group's adjusted revenue per share data of for the fiscal year that ended in Jul24 was £0.452. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is £0.32 for the trailing ten years ended in Jul24.
Shiller PE for Stocks: The True Measure of Stock Valuation
Orchard Funding Group (LSE:ORCH) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Orchard Funding Group Cyclically Adjusted PS Ratio Related Terms
Orchard Funding Group Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Orchard Funding Group's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orchard Funding Group Cyclically Adjusted PS Ratio Chart
LSE:ORCH vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison
For the Credit Services subindustry, Orchard Funding Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orchard Funding Group Cyclically Adjusted PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orchard Funding Group's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Orchard Funding Group's Cyclically Adjusted PS Ratio falls into.
Orchard Funding Group Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 1.94 mean?
Orchard Funding Group (LSE:ORCH) has a Cyclically Adjusted PS Ratio of 1.94 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Orchard Funding Group and its competitors. This is 11% above median its historical median of 1.75. Over the past decade, Orchard Funding Group's Cyclically Adjusted PS Ratio has ranged from 0.55 to 2.70. According to the industry distribution chart, Orchard Funding Group ranks #157 out of 420 companies in the Credit Services industry, placing it in the top 37.4%.
Is Orchard Funding Group's Cyclically Adjusted PS Ratio too high?
Orchard Funding Group's current Cyclically Adjusted PS Ratio of 1.94 is 11% above median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.70. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.00. Orchard Funding Group's value of 1.94 is 35.2% below this industry median. Based on the distribution chart, Orchard Funding Group ranks #157 out of 420 companies in the Credit Services industry, which is above the industry midpoint. Overall, Orchard Funding Group has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #157 out of 420 companies for Cyclically Adjusted PS Ratio. This puts Orchard Funding Group in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.00. Orchard Funding Group's value of 1.94 is 35.2% below this benchmark. Historically, Orchard Funding Group's own Cyclically Adjusted PS Ratio has ranged from 0.55 to 2.70 over the past decade. While the company's 10-year median is 1.75 vs. the industry median of 3.00, Orchard Funding Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.00, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orchard Funding Group's current Cyclically Adjusted PS Ratio of 1.94 is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Orchard Funding Group and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orchard Funding Group's current Cyclically Adjusted PS Ratio is 1.94, which is 11% above median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.74, compared to a current price of £0.62 — trading 16.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.94, which is 11% above median its 10-year median of 1.75 and 35.2% below the Credit Services industry median of 3.00. Orchard Funding Group's overall GF Score™ is 56/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current Cyclically Adjusted PS Ratio is 1.94 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?
Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued.
The current stock price of £0.62 is trading 16.2% below its estimated GF Value™ of £0.74.
GuruFocus considers Orchard Funding Group to be Modestly Undervalued.
Key valuation signals for LSE:ORCH:
Cyclically Adjusted PS Ratio: 1.94 (11% above median its 10-year median of 1.75)
GF Value™: £0.74 vs. price of £0.62 (16.2% below fair value)
Industry Position: 35.2% below the Credit Services median (#157 of 420)
No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
56GF Score
Get the complete analysis for LSE:ORCH
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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