Orchard Funding GroupLSE:ORCH 57 PS Ratio is 1.25 as of Jul. 11, 2026, which is 49% below its 10-year median of 2.44. GuruFocus rates LSE:ORCH with a GF Score™ of 57/100 and a GF Value™ of £0.73 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 521 Credit Services companies, Orchard Funding Group ranks better than 77.35% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Orchard Funding Group's share price is £0.615.
Orchard Funding Group's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2025 was £0.49. Hence, Orchard Funding Group's PS Ratio for today is 1.25.
Warning Sign:
Orchard Funding Group PLC stock PS Ratio (=1.36) is close to 3-year high of 1.45.
The historical rank and industry rank for Orchard Funding Group's PS Ratio or its related term are showing as below:
LSE:ORCH'
s PS Ratio Range Over the Past 10 Years
Min: 0.42 Med: 2.44 Max: 5.93
Current: 1.25
During the past 13 years, Orchard Funding Group's highest PS Ratio was 5.93. The lowest was 0.42. And the median was 2.44.
LSE:ORCH's PS Ratio is ranked better than 77.35% of 521
companies
in the Credit Services industry
Industry Median: 2.92
vs LSE:ORCH: 1.25
Orchard Funding Group PLC has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Orchard Funding Group was 8.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 28.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 13.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 8.10% per year.
During the past 13 years, Orchard Funding Group's highest 3-Year average Revenue per Share Growth Rate was 28.10% per year. The lowest was -5.70% per year. And the median was 9.55% per year.
Back to Basics: PS Ratio
Orchard Funding Group (LSE:ORCH) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Orchard Funding Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orchard Funding Group PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Orchard Funding Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Orchard Funding Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Orchard Funding Group's Share Price of today is £0.615.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Orchard Funding Group's Revenue per Share for the trailing twelve months (TTM) ended in Jul. 2025 was £0.49.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Orchard Funding Group (LSE:ORCH) has a PS Ratio of 1.25 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Orchard Funding Group and its competitors. This is 49% below median its historical median of 2.44. Over the past decade, Orchard Funding Group's PS Ratio has ranged from 0.42 to 5.93. According to the industry distribution chart, Orchard Funding Group ranks #118 out of 521 companies in the Credit Services industry, placing it in the top 22.6%.
Is Orchard Funding Group's PS Ratio too high?
Orchard Funding Group's current PS Ratio of 1.25 is 49% below median its 10-year median of 2.44. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 5.93. The Credit Services industry median PS Ratio is 2.92. Orchard Funding Group's value of 1.25 is 57.2% below this industry median. Based on the distribution chart, Orchard Funding Group ranks #118 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Orchard Funding Group has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #118 out of 521 companies for PS Ratio. This places Orchard Funding Group in the top 23% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.92. Orchard Funding Group's value of 1.25 is 57.2% below this benchmark. Historically, Orchard Funding Group's own PS Ratio has ranged from 0.42 to 5.93 over the past decade. While the company's 10-year median is 2.44 vs. the industry median of 2.92, Orchard Funding Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.92, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orchard Funding Group's current PS Ratio of 1.25 is 57.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Orchard Funding Group and its competitors. For the Credit Services industry, the median PS Ratio is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orchard Funding Group's current PS Ratio is 1.25, which is 49% below median its own 10-year median of 2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.73, compared to a current price of £0.62 — trading 15.8% below its estimated fair value. The current PS Ratio is 1.25, which is 49% below median its 10-year median of 2.44 and 57.2% below the Credit Services industry median of 2.92. Orchard Funding Group's overall GF Score™ is 57/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current PS Ratio is 1.25 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?
Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued.
The current stock price of £0.62 is trading 15.8% below its estimated GF Value™ of £0.73.
GuruFocus considers Orchard Funding Group to be Modestly Undervalued.
Key valuation signals for LSE:ORCH:
PS Ratio: 1.25 (49% below median its 10-year median of 2.44)
GF Value™: £0.73 vs. price of £0.62 (15.8% below fair value)
Industry Position: 57.2% below the Credit Services median (#118 of 521)
No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
57GF Score
Get the complete analysis for LSE:ORCH
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