Orchard Funding Group (LSE:ORCH) EPS without NRI: £0.15 (TTM As of Jul. 2025)

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LSE:ORCH Orchard Funding Group PLC LSE:ORCH
58 GF Score
Price £0.62
GF Value £0.73
Valuation Modestly Undervalued
! 11 Warning Signs
View Full Analysis

What is Orchard Funding Group EPS without NRI?

Orchard Funding Group LSE:ORCH 58 EPS without NRI is £0.15 as of Jul. 2025. GuruFocus rates LSE:ORCH with a GF Score™ of 58/100 and a GF Value™ of £0.73 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 430 Credit Services companies, Orchard Funding Group ranks better than 84.65% on this metric.

Orchard Funding Group's earnings per share without non-recurring items for the six months ended in Jul. 2025 was £0.07. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jul. 2025 was £0.15.

During the past 12 months, Orchard Funding Group's average earnings per share (NRI) Growth Rate was 27.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 49.70% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 8.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 5.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Orchard Funding Group's EPS without NRI or its related term are showing as below:

LSE:ORCH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -25.4   Med: 4.35   Max: 49.7
Current: 49.7

During the past 13 years, Orchard Funding Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 49.70% per year. The lowest was -25.40% per year. And the median was 4.35% per year.

LSE:ORCH's 3-Year EPS without NRI Growth Rate is ranked better than
84.65% of 430 companies
in the Credit Services industry
Industry Median: 11.4 vs LSE:ORCH: 49.70

Orchard Funding Group's EPS (Diluted) for the six months ended in Jul. 2025 was £0.07. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 was £0.14.

Orchard Funding Group's EPS (Basic) for the six months ended in Jul. 2025 was £0.07. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jul. 2025 was £0.14.


Orchard Funding Group  (LSE:ORCH) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Orchard Funding Group EPS without NRI Related Terms


Orchard Funding Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group EPS without NRI Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.03 0.07 0.09 0.11

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.06 0.06 0.07 0.07

LSE:ORCH vs V, MA, AXP: EPS without NRI Comparison

For the Credit Services subindustry, Orchard Funding Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orchard Funding Group PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's PE Ratio without NRI falls into.


LSE:ORCH
58GF Score
Orchard Funding Group PLC LSE:ORCH
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orchard Funding Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of £0.15 mean?
Orchard Funding Group (LSE:ORCH) has a EPS without NRI of £0.15 as of Jul. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Orchard Funding Group and its competitors. According to the industry distribution chart, Orchard Funding Group ranks #66 out of 430 companies in the Credit Services industry, placing it in the top 15.3%.
Is Orchard Funding Group's EPS without NRI too high?
Orchard Funding Group's current EPS without NRI is £0.15. Based on the distribution chart, Orchard Funding Group ranks #66 out of 430 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Orchard Funding Group has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #66 out of 430 companies for EPS without NRI. This places Orchard Funding Group in the top 15% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.40, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Orchard Funding Group and its competitors. For the Credit Services industry, the median EPS without NRI is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orchard Funding Group's current EPS without NRI is £0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.73, compared to a current price of £0.62 — trading 15.8% below its estimated fair value. The current EPS without NRI is £0.15. Orchard Funding Group's overall GF Score™ is 58/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current EPS without NRI is £0.15 as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.62 is trading 15.8% below its estimated GF Value™ of £0.73. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • EPS without NRI: £0.15
  • GF Value™: £0.73 vs. price of £0.62 (15.8% below fair value)
  • GF Score™: 58/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
58GF Score

Get the complete analysis for LSE:ORCH

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.62
Price
£0.73
GF Value