Orchard Funding Group (LSE:ORCH) ROE % Adjusted to Book Value: 23.97% (As of Jul. 2025)


LSE:ORCH Orchard Funding Group PLC LSE:ORCH
50 GF Score
Price £0.63
GF Value £0.72
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Orchard Funding Group ROE % Adjusted to Book Value?

Orchard Funding Group LSE:ORCH 50 ROE % Adjusted to Book Value is 23.97% as of Jul. 2025. GuruFocus rates LSE:ORCH with a GF Score™ of 50/100 and a GF Value™ of £0.72 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Orchard Funding Group's ROE % for the quarter that ended in Jul. 2025 was 14.62%. Orchard Funding Group's PB Ratio for the quarter that ended in Jul. 2025 was 0.61. Orchard Funding Group's ROE % Adjusted to Book Value for the quarter that ended in Jul. 2025 was 23.97%.


Orchard Funding Group ROE % Adjusted to Book Value Related Terms


Orchard Funding Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group ROE % Adjusted to Book Value Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.59 6.68 12.99 19.90 23.94

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.16 22.48 23.19 50.29 23.97

LSE:ORCH vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Orchard Funding Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orchard Funding Group ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's ROE % Adjusted to Book Value falls into.


LSE:ORCH
50GF Score
Orchard Funding Group PLC LSE:ORCH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group ROE % Adjusted to Book Value Calculation

Orchard Funding Group's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.62% / 0.36
=23.94%

Orchard Funding Group's ROE % Adjusted to Book Value for the quarter that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.62% / 0.61
=23.97%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 23.97% mean?
Orchard Funding Group (LSE:ORCH) has a ROE % Adjusted to Book Value of 23.97% as of Jul. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Orchard Funding Group and its competitors.
Is Orchard Funding Group's ROE % Adjusted to Book Value too high?
Orchard Funding Group's current ROE % Adjusted to Book Value is 23.97%. Overall, Orchard Funding Group has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's ROE % Adjusted to Book Value compare to V and MA?
Orchard Funding Group's ROE % Adjusted to Book Value of 23.97% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Orchard Funding Group and its competitors. Orchard Funding Group's current ROE % Adjusted to Book Value is 23.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.72, compared to a current price of £0.63 — trading 12.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 23.97%. Orchard Funding Group's overall GF Score™ is 50/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current ROE % Adjusted to Book Value is 23.97% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.63 is trading 12.5% below its estimated GF Value™ of £0.72. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • ROE % Adjusted to Book Value: 23.97%
  • GF Value™: £0.72 vs. price of £0.63 (12.5% below fair value)
  • GF Score™: 50/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
50GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.63
Price
£0.72
GF Value