Orchard Funding Group (LSE:ORCH) Change In Receivables: £0.72 Mil (TTM As of Jul. 2025)

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LSE:ORCH Orchard Funding Group PLC LSE:ORCH
60 GF Score
Price £0.62
GF Value £0.60
Valuation Fairly Valued
! 11 Warning Signs
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What is Orchard Funding Group Change In Receivables?

Orchard Funding Group LSE:ORCH -2.36% 60 Change In Receivables is £0.72 Mil as of Jul. 2025. GuruFocus rates LSE:ORCH with a GF Score™ of 60/100 and a GF Value™ of £0.60 (Fairly Valued). The stock has 11 warning signs investors should review.

Orchard Funding Group's change in receivables for the quarter that ended in Jul. 2025 was £2.51 Mil. It means Orchard Funding Group's Accounts Receivable declined by £2.51 Mil from Jan. 2025 to Jul. 2025 .

Orchard Funding Group's change in receivables for the fiscal year that ended in Jul. 2024 was £-7.84 Mil. It means Orchard Funding Group's Accounts Receivable increased by £7.84 Mil from Jul. 2023 to Jul. 2024 .

Orchard Funding Group's Accounts Receivable for the quarter that ended in Jul. 2025 was £0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Orchard Funding Group's Days Sales Outstanding for the six months ended in Jul. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Orchard Funding Group's liquidation value for the six months ended in Jul. 2025 was £-45.40 Mil.


Orchard Funding Group  (LSE:ORCH) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Orchard Funding Group's Days Sales Outstanding for the quarter that ended in Jul. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/5.183*91
=0.00

2. In Ben Graham's calculation of liquidation value, Orchard Funding Group's accounts receivable are only considered to be worth 75% of book value:

Orchard Funding Group's liquidation value for the quarter that ended in Jul. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=0.639-46.041+0.75 * 0+0.5 * 0
=-45.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Orchard Funding Group Change In Receivables Related Terms


Orchard Funding Group Change In Receivables Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group Change In Receivables Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.88 -2.68 -13.82 -15.26 -7.84

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.69 -5.99 -1.85 -1.79 2.51
LSE:ORCH
60GF Score
Orchard Funding Group PLC LSE:ORCH
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jul. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.72 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of £0.72 Mil mean?
Orchard Funding Group (LSE:ORCH) has a Change In Receivables of £0.72 Mil as of Jul. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Orchard Funding Group and its competitors.
Is Orchard Funding Group's Change In Receivables too high?
Orchard Funding Group's current Change In Receivables is £0.72 Mil. Overall, Orchard Funding Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's Change In Receivables compare to V and MA?
Orchard Funding Group's Change In Receivables of £0.72 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Credit Services company?
A good Change In Receivables depends on the Credit Services industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Orchard Funding Group and its competitors. Orchard Funding Group's current Change In Receivables is £0.72 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Fairly Valued. The stock's GF Value™ is £0.60, compared to a current price of £0.62 — trading 3.3% above its estimated fair value. The current Change In Receivables is £0.72 Mil. Orchard Funding Group's overall GF Score™ is 60/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current Change In Receivables is £0.72 Mil as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be overvalued. The current stock price of £0.62 is trading 3.3% above its estimated GF Value™ of £0.60. GuruFocus considers Orchard Funding Group to be Fairly Valued.

Key valuation signals for LSE:ORCH:

  • Change In Receivables: £0.72 Mil
  • GF Value™: £0.60 vs. price of £0.62 (3.3% above fair value)
  • GF Score™: 60/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
60GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.62
Price
£0.60
GF Value