Orchard Funding Group (LSE:ORCH) Asset Turnover: 0.08 (As of Jul. 2025)


LSE:ORCH Orchard Funding Group PLC LSE:ORCH
50 GF Score
Price £0.63
GF Value £0.72
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Orchard Funding Group Asset Turnover?

Orchard Funding Group LSE:ORCH +5.00% 50 Asset Turnover is 0.08 as of Jul. 2025. GuruFocus rates LSE:ORCH with a GF Score™ of 50/100 and a GF Value™ of £0.72 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Orchard Funding Group's Revenue for the six months ended in Jul. 2025 was £5.18 Mil. Orchard Funding Group's Total Assets for the quarter that ended in Jul. 2025 was £68.96 Mil. Therefore, Orchard Funding Group's Asset Turnover for the quarter that ended in Jul. 2025 was 0.08.

Asset Turnover is linked to ROE % through Du Pont Formula. Orchard Funding Group's annualized ROE % for the quarter that ended in Jul. 2025 was 14.62%. It is also linked to ROA % through Du Pont Formula. Orchard Funding Group's annualized ROA % for the quarter that ended in Jul. 2025 was 4.45%.

Orchard Funding Group  (LSE:ORCH) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Orchard Funding Group's annulized ROE % for the quarter that ended in Jul. 2025 is

ROE %**(Q: Jul. 2025 )
=Net Income/Total Stockholders Equity
=3.068/20.9875
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3.068 / 10.366)*(10.366 / 68.9555)*(68.9555/ 20.9875)
=Net Margin %*Asset Turnover*Equity Multiplier
=29.6 %*0.1503*3.2856
=ROA %*Equity Multiplier
=4.45 %*3.2856
=14.62 %

Note: The Net Income data used here is two times the semi-annual (Jul. 2025) net income data. The Revenue data used here is two times the semi-annual (Jul. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Orchard Funding Group's annulized ROA % for the quarter that ended in Jul. 2025 is

ROA %(Q: Jul. 2025 )
=Net Income/Total Assets
=3.068/68.9555
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.068 / 10.366)*(10.366 / 68.9555)
=Net Margin %*Asset Turnover
=29.6 %*0.1503
=4.45 %

Note: The Net Income data used here is two times the semi-annual (Jul. 2025) net income data. The Revenue data used here is two times the semi-annual (Jul. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.

Orchard Funding Group Asset Turnover Related Terms

Orchard Funding Group Asset Turnover Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group Asset Turnover Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.15 0.15 0.14 0.15

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.07 0.08 0.08

LSE:ORCH vs V, MA, AXP: Asset Turnover Comparison

For the Credit Services subindustry, Orchard Funding Group's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Orchard Funding Group Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's Asset Turnover falls into.


LSE:ORCH
50GF Score
Orchard Funding Group PLC LSE:ORCH
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Orchard Funding Group's Asset Turnover for the fiscal year that ended in Jul. 2024 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jul. 2024 )/( (Total Assets (A: Jul. 2023 )+Total Assets (A: Jul. 2024 ))/ count )
=9.64/( (61.877+69.185)/ 2 )
=9.64/65.531
=0.15

Orchard Funding Group's Asset Turnover for the quarter that ended in Jul. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jul. 2025 )/( (Total Assets (Q: Jan. 2025 )+Total Assets (Q: Jul. 2025 ))/ count )
=5.183/( (70.36+67.551)/ 2 )
=5.183/68.9555
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.08 mean?
Orchard Funding Group (LSE:ORCH) has a Asset Turnover of 0.08 as of Jul. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Orchard Funding Group and its competitors.
Is Orchard Funding Group's Asset Turnover too high?
Orchard Funding Group's current Asset Turnover is 0.08. Overall, Orchard Funding Group has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's Asset Turnover compare to V and MA?
Orchard Funding Group's Asset Turnover of 0.08 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Orchard Funding Group and its competitors. Orchard Funding Group's current Asset Turnover is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.72, compared to a current price of £0.63 — trading 12.5% below its estimated fair value. The current Asset Turnover is 0.08. Orchard Funding Group's overall GF Score™ is 50/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current Asset Turnover is 0.08 as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.63 is trading 12.5% below its estimated GF Value™ of £0.72. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • Asset Turnover: 0.08
  • GF Value™: £0.72 vs. price of £0.63 (12.5% below fair value)
  • GF Score™: 50/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
50GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.63
Price
£0.72
GF Value