Orchard Funding Group (LSE:ORCH) FCF Yield %: 54.55 (As of Jun. 29, 2026)


LSE:ORCH Orchard Funding Group PLC LSE:ORCH
50 GF Score
Price £0.60
GF Value £0.72
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Orchard Funding Group FCF Yield %?

Orchard Funding Group LSE:ORCH 50 FCF Yield % is 54.55 as of Jun. 29, 2026. GuruFocus rates LSE:ORCH with a GF Score™ of 50/100 and a GF Value™ of £0.72 (Modestly Undervalued). The stock has 11 warning signs investors should review. Among 540 Credit Services companies, Orchard Funding Group ranks better than 91.48% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Orchard Funding Group's Trailing 12-Month Free Cash Flow is £6.99 Mil, and Market Cap is £12.81 Mil. Therefore, Orchard Funding Group's FCF Yield % for today is 54.55%.

The historical rank and industry rank for Orchard Funding Group's FCF Yield % or its related term are showing as below:

LSE:ORCH' s FCF Yield % Range Over the Past 10 Years
Min: -325.45   Med: -17.43   Max: 60.12
Current: 54.55


During the past 13 years, the highest FCF Yield % of Orchard Funding Group was 60.12%. The lowest was -325.45%. And the median was -17.43%.

LSE:ORCH's FCF Yield % is ranked better than
91.48% of 540 companies
in the Credit Services industry
Industry Median: -0.395 vs LSE:ORCH: 54.55

Orchard Funding Group's FCF Margin % for the quarter that ended in Jul. 2025 was 152.02%.


Orchard Funding Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Orchard Funding Group FCF Yield % Related Terms


Orchard Funding Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Orchard Funding Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orchard Funding Group FCF Yield % Chart

Orchard Funding Group Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.79 -5.77 -83.12 -121.53 -91.25

Orchard Funding Group Semi-Annual Data
Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -154.93 -145.01 -25.99 -27.79 119.05

LSE:ORCH vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Orchard Funding Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orchard Funding Group FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Orchard Funding Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Orchard Funding Group's FCF Yield % falls into.


LSE:ORCH
50GF Score
Orchard Funding Group PLC LSE:ORCH
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Orchard Funding Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Orchard Funding Group's FCF Yield % for the fiscal year that ended in Jul. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-6.138 / 6.72651
=-91.25%

Orchard Funding Group's annualized FCF Yield % for the quarter that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=7.879 * 2 / 13.237
=119.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 54.55 mean?
Orchard Funding Group (LSE:ORCH) has a FCF Yield % of 54.55 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Orchard Funding Group and its competitors. According to the industry distribution chart, Orchard Funding Group ranks #46 out of 540 companies in the Credit Services industry, placing it in the top 8.5%.
Is Orchard Funding Group's FCF Yield % too high?
Orchard Funding Group's current FCF Yield % is 54.55. Based on the distribution chart, Orchard Funding Group ranks #46 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Orchard Funding Group has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orchard Funding Group's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Orchard Funding Group ranks #46 out of 540 companies for FCF Yield %. This places Orchard Funding Group in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Orchard Funding Group and its competitors. Orchard Funding Group's current FCF Yield % is 54.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orchard Funding Group stock overvalued right now?
Based on GuruFocus' analysis, Orchard Funding Group (LSE:ORCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.72, compared to a current price of £0.60 — trading 16.7% below its estimated fair value. The current FCF Yield % is 54.55. Orchard Funding Group's overall GF Score™ is 50/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Orchard Funding Group (LSE:ORCH), the current FCF Yield % is 54.55 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orchard Funding Group (LSE:ORCH) Overvalued in 2026?

Based on GuruFocus' analysis, Orchard Funding Group stock appears to be undervalued. The current stock price of £0.60 is trading 16.7% below its estimated GF Value™ of £0.72. GuruFocus considers Orchard Funding Group to be Modestly Undervalued.

Key valuation signals for LSE:ORCH:

  • FCF Yield %: 54.55
  • GF Value™: £0.72 vs. price of £0.60 (16.7% below fair value)
  • GF Score™: 50/100 with 11 warning signs

No single metric tells the full story. See the LSE:ORCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orchard Funding Group Business Description

Address 222 Armstrong Road, Luton, Bedfordshire, GBR, LU2 0FY
Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom.
50GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.60
Price
£0.72
GF Value