JSB FinancialJFWV 61 OCF Yield % is 13.94 as of Jul. 05, 2026, which is 18% below its 10-year median of 17.04. GuruFocus rates JFWV with a GF Score™ of 61/100 and a GF Value™ of $113.47 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, JSB Financial ranks better than 67.78% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
JSB Financial OCF Yield % Related Terms
JSB Financial OCF Yield % Historical Data
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The historical data trend for JSB Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, JSB Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JSB Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, JSB Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where JSB Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSB Financial (JFWV) has a OCF Yield % of 13.94 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on JSB Financial and its competitors. This is 18% below median its historical median of 17.04. Over the past decade, JSB Financial's OCF Yield % has ranged from 11.10 to 25.68. According to the industry distribution chart, JSB Financial ranks #484 out of 1502 companies in the Banks industry, placing it in the top 32.2%.
Is JSB Financial's OCF Yield % too high?
JSB Financial's current OCF Yield % of 13.94 is 18% below median its 10-year median of 17.04. Over the past 10 years, this metric has ranged from a low of 11.10 to a high of 25.68. The Banks industry median OCF Yield % is 9.24. JSB Financial's value of 13.94 is 50.9% above this industry median. Based on the distribution chart, JSB Financial ranks #484 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, JSB Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's OCF Yield % compare to RBNK and WOBK?
According to the Banks industry distribution chart, JSB Financial ranks #484 out of 1502 companies for OCF Yield %. This puts JSB Financial in the upper half of its industry. The industry median OCF Yield % is 9.24. JSB Financial's value of 13.94 is 50.9% above this benchmark. Historically, JSB Financial's own OCF Yield % has ranged from 11.10 to 25.68 over the past decade. While the company's 10-year median is 17.04 vs. the industry median of 9.24, JSB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JSB Financial's current OCF Yield % of 13.94 is 50.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on JSB Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JSB Financial's current OCF Yield % is 13.94, which is 18% below median its own 10-year median of 17.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.47, compared to a current price of $122.00 — trading 7.5% above its estimated fair value. The current OCF Yield % is 13.94, which is 18% below median its 10-year median of 17.04 and 50.9% above the Banks industry median of 9.24. JSB Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For JSB Financial (JFWV), the current OCF Yield % is 13.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JSB Financial (JFWV) Overvalued in 2026?
Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued.
The current stock price of $122.00 is trading 7.5% above its estimated GF Value™ of $113.47.
GuruFocus considers JSB Financial to be Fairly Valued.
Key valuation signals for JFWV:
OCF Yield %: 13.94 (18% below median its 10-year median of 17.04)
GF Value™: $113.47 vs. price of $122.00 (7.5% above fair value)
Industry Position: 50.9% above the Banks median (#484 of 1502)
No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
61GF Score
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