RVCB (River Valley Community Bancorp) Tariff Resilience Score: 8/10 (As of Jun. 27, 2026)


RVCB River Valley Community Bancorp RVCB
48 GF Score
Price $24.00
GF Value $17.44
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Tariff Resilience Score?

River Valley Community Bancorp RVCB 48 Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus rates RVCB with a GF Score™ of 48/100 and a GF Value™ of $17.44 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, River Valley Community Bancorp ranks better than 78.64% on this metric.

River Valley Community Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

River Valley Community Bancorp has River Valley Community Bancorp, a regional bank, has minimal direct exposure to tariffs. Its operations are domestically focused, and its financial services are not directly impacted by international trade policies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes River Valley Community Bancorp might have Highly Resilient.

River Valley Community Bancorp  (OTCPK:RVCB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

River Valley Community Bancorp Tariff Resilience Score Related Terms

RVCB vs STLE, CZNL, SVBT: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, River Valley Community Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River Valley Community Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's Tariff Resilience Score falls into.


RVCB
48GF Score
River Valley Community Bancorp RVCB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
River Valley Community Bancorp (RVCB) has a Tariff Resilience Score of 8 as of Jun. 27, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, River Valley Community Bancorp ranks #343 out of 1606 companies in the Banks industry, placing it in the top 21.4%.
Is River Valley Community Bancorp's Tariff Resilience Score too high?
River Valley Community Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, River Valley Community Bancorp ranks #343 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, River Valley Community Bancorp has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's Tariff Resilience Score compare to STLE and CZNL?
According to the Banks industry distribution chart, River Valley Community Bancorp ranks #343 out of 1606 companies for Tariff Resilience Score. This places River Valley Community Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. River Valley Community Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.44, compared to a current price of $24.00 — trading 37.6% above its estimated fair value. The current Tariff Resilience Score is 8. River Valley Community Bancorp's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $24.00 is trading 37.6% above its estimated GF Value™ of $17.44. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Tariff Resilience Score: 8
  • GF Value™: $17.44 vs. price of $24.00 (37.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score

Get the complete analysis for RVCB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.00
Price
$17.44
GF Value