ALLY (Ally Financial) Institutional Ownership: 102.90% (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ALLY Ally Financial Inc ALLY
69 GF Score
Price $46.62
GF Value $38.61
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ally Financial Institutional Ownership?

Ally Financial ALLY +0.60% 69 Institutional Ownership is 102.90% as of Jul. 16, 2026. GuruFocus rates ALLY with a GF Score™ of 69/100 and a GF Value™ of $38.61 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Ally Financial's institutional ownership is 102.90%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Ally Financial's Insider Ownership is 1.68%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Ally Financial's Float Percentage Of Total Shares Outstanding is 99.75%.

Ally Financial Institutional Ownership Historical Data

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The historical data trend for Ally Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Institutional Ownership Chart

Ally Financial Historical Data

The historical data trend for Ally Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 55.04 54.29 54.23 55.30 54.52 54.24 54.75 55.18 55.83 56.39
ALLY
69GF Score
Ally Financial Inc ALLY
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 102.90% mean?
Ally Financial (ALLY) has a Institutional Ownership of 102.90% as of Jul. 16, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Ally Financial and its competitors.
Is Ally Financial's Institutional Ownership too high?
Ally Financial's current Institutional Ownership is 102.90%. Overall, Ally Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Institutional Ownership compare to FCFS and KLAR?
Ally Financial's Institutional Ownership of 102.90% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Ally Financial and its competitors. Ally Financial's current Institutional Ownership is 102.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.61, compared to a current price of $46.62 — trading 20.7% above its estimated fair value. The current Institutional Ownership is 102.90%. Ally Financial's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Ally Financial (ALLY), the current Institutional Ownership is 102.90% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of $46.62 is trading 20.7% above its estimated GF Value™ of $38.61. GuruFocus considers Ally Financial to be Modestly Overvalued.

Key valuation signals for ALLY:

  • Institutional Ownership: 102.90%
  • GF Value™: $38.61 vs. price of $46.62 (20.7% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
69GF Score

Get the complete analysis for ALLY

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.62
Price
$38.61
GF Value