ALLY (Ally Financial) Net Interest Income: $7,473 Mil (TTM As of Jun. 2026)

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ALLY Ally Financial Inc ALLY
67 GF Score
Price $41.83
GF Value $40.41
Valuation Fairly Valued
! 4 Warning Signs
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What is Ally Financial Net Interest Income?

Ally Financial ALLY -1.06% 67 Net Interest Income is $7,473 Mil as of Jun. 2026. GuruFocus rates ALLY with a GF Score™ of 67/100 and a GF Value™ of $40.41 (Fairly Valued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Ally Financial's net interest income for the three months ended in Jun. 2026 was $1,953 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $7,473 Mil.

Ally Financial Net Interest Income Related Terms

Ally Financial Net Interest Income Historical Data

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The historical data trend for Ally Financial's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Net Interest Income Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,737.00 7,764.00 7,061.00 6,750.00 7,113.00

Ally Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,732.00 1,809.00 1,854.00 1,857.00 1,953.00
ALLY
67GF Score
Ally Financial Inc ALLY
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,473 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $7,473 Mil mean?
Ally Financial (ALLY) has a Net Interest Income of $7,473 Mil as of Jun. 2026.
Is Ally Financial's Net Interest Income too high?
Ally Financial's current Net Interest Income is $7,473 Mil. Overall, Ally Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Net Interest Income compare to FCFS and OMF?
Ally Financial's Net Interest Income of $7,473 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Credit Services company?
A good Net Interest Income depends on the Credit Services industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Ally Financial's current Net Interest Income is $7,473 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Fairly Valued. The stock's GF Value™ is $40.41, compared to a current price of $41.83 — trading 3.5% above its estimated fair value. The current Net Interest Income is $7,473 Mil. Ally Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Ally Financial (ALLY), the current Net Interest Income is $7,473 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of $41.83 is trading 3.5% above its estimated GF Value™ of $40.41. GuruFocus considers Ally Financial to be Fairly Valued.

Key valuation signals for ALLY:

  • Net Interest Income: $7,473 Mil
  • GF Value™: $40.41 vs. price of $41.83 (3.5% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
67GF Score

Get the complete analysis for ALLY

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.83
Price
$40.41
GF Value