Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ally FinancialALLY +0.32%67 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates ALLY with a GF Score™ of 67/100 and a GF Value™ of $40.44 (Fairly Valued). The stock has 6 warning signs investors should review. Among 135 Credit Services companies, Ally Financial ranks worse than 740740% on this metric.
The historical rank and industry rank for Ally Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ally Financial was 62.00% per year. The lowest was 0.00% per year. And the median was 16.40% per year.
ALLY's 3-Year Dividend Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 8.5 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
During the past 5 years, the average Dividends Per Share Growth Rate was 9.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Ally Financial was 0.51. The lowest was 0.07. And the median was 0.19.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Ally Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.300000
2026-07-31
2026-07-31
2026-08-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-05-01
2026-05-01
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-02-02
2026-02-02
2026-02-17
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2025-10-31
2025-10-31
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Ally Financial's Dividend Yield (%) for Today is calculated as
Current Share Price is $43.73.
Ally Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.2.
During the past 13 years, the highest Dividend Yield of Ally Financial was 5.84%. The lowest was 0.39%. And the median was 2.54%.
Warning Sign:
Ally Financial Inc stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial 3-Year Dividend Growth Rate Related Terms>
ALLY vs FCFS, OMF, CACC: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Ally Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Ally Financial's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
Ally Financial (ALLY) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #999999 out of 135 companies in the Credit Services industry.
Is Ally Financial's 3-Year Dividend Growth Rate too high?
Ally Financial's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Ally Financial ranks #999999 out of 135 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ally Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's 3-Year Dividend Growth Rate compare to FCFS and OMF?
According to the Credit Services industry distribution chart, Ally Financial ranks #999999 out of 135 companies for 3-Year Dividend Growth Rate. This places Ally Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 135 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Fairly Valued. The stock's GF Value™ is $40.44, compared to a current price of $43.73 — trading 8.1% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Ally Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Ally Financial (ALLY), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (ALLY) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of $43.73 is trading 8.1% above its estimated GF Value™ of $40.44.
GuruFocus considers Ally Financial to be Fairly Valued.
Key valuation signals for ALLY:
3-Year Dividend Growth Rate: 0.00%
GF Value™: $40.44 vs. price of $43.73 (8.1% above fair value)
No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
67GF Score
Get the complete analysis for ALLY
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ALLY has been successfully added to your 
