ALLY (Ally Financial) Total Debt per Share: $68.54 (As of Mar. 2026)

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ALLY Ally Financial Inc ALLY
69 GF Score
Price $45.64
GF Value $38.61
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ally Financial Total Debt per Share?

Ally Financial ALLY -2.48% 69 Total Debt per Share is $68.54 as of Mar. 2026. GuruFocus rates ALLY with a GF Score™ of 69/100 and a GF Value™ of $38.61 (Modestly Overvalued). The stock has 8 warning signs investors should review.

$68.54 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ally Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 was $68.54.

Ally Financial Total Debt per Share Historical Data

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The historical data trend for Ally Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Total Debt per Share Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.91 66.15 66.90 63.01 69.19

Ally Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.93 61.40 65.64 69.19 68.54
ALLY
69GF Score
Ally Financial Inc ALLY
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial Total Debt per Share Calculation

Ally Financial's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(17,194+4,150)/308
=69.19

Ally Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(17,470+3,600)/307
=68.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $68.54 mean?
Ally Financial (ALLY) has a Total Debt per Share of $68.54 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Ally Financial and its competitors.
Is Ally Financial's Total Debt per Share too high?
Ally Financial's current Total Debt per Share is $68.54. Overall, Ally Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Total Debt per Share compare to FCFS and KLAR?
Ally Financial's Total Debt per Share of $68.54 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Credit Services company?
A good Total Debt per Share depends on the Credit Services industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Ally Financial and its competitors. Ally Financial's current Total Debt per Share is $68.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.61, compared to a current price of $45.64 — trading 18.2% above its estimated fair value. The current Total Debt per Share is $68.54. Ally Financial's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Ally Financial (ALLY), the current Total Debt per Share is $68.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of $45.64 is trading 18.2% above its estimated GF Value™ of $38.61. GuruFocus considers Ally Financial to be Modestly Overvalued.

Key valuation signals for ALLY:

  • Total Debt per Share: $68.54
  • GF Value™: $38.61 vs. price of $45.64 (18.2% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
69GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.64
Price
$38.61
GF Value