Israel Discount BankISDAY +1.28%67 PB Ratio is 1.02 as of Jun. 25, 2026, which is 17% above its 10-year median of 0.87. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.25 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Israel Discount Bank ranks better than 55.38% on this metric.
Israel Discount Bank Ltd stock PB Ratio (=1.03) is close to 1-year low of 1.03.
The historical rank and industry rank for Israel Discount Bank's PB Ratio or its related term are showing as below:
ISDAY'
s PB Ratio Range Over the Past 10 Years
Min: 0.49 Med: 0.87 Max: 1.47
Current: 0.97
During the past 13 years, Israel Discount Bank's highest PB Ratio was 1.47. The lowest was 0.49. And the median was 0.87.
ISDAY's PB Ratio is ranked better than 55.38% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs ISDAY: 0.97
During the past 12 months, Israel Discount Bank's average Book Value Per Share Growth Rate was 5.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Israel Discount Bank was 11.80% per year. The lowest was 2.30% per year. And the median was 7.00% per year.
Back to Basics: PB Ratio
Israel Discount Bank (OTCPK:ISDAY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Israel Discount Bank PB Ratio Related Terms
Israel Discount Bank PB Ratio Historical Data
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The historical data trend for Israel Discount Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Israel Discount Bank (ISDAY) has a PB Ratio of 1.02 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Israel Discount Bank and its competitors. This is 17% above median its historical median of 0.87. Over the past decade, Israel Discount Bank's PB Ratio has ranged from 0.49 to 1.47. According to the industry distribution chart, Israel Discount Bank ranks #676 out of 1515 companies in the Banks industry, placing it in the top 44.6%.
Is Israel Discount Bank's PB Ratio too high?
Israel Discount Bank's current PB Ratio of 1.02 is 17% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.47. The Banks industry median PB Ratio is 1.08. Israel Discount Bank's value of 1.02 is 5.6% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #676 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's PB Ratio compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #676 out of 1515 companies for PB Ratio. This puts Israel Discount Bank in the upper half of its industry. The industry median PB Ratio is 1.08. Israel Discount Bank's value of 1.02 is 5.6% below this benchmark. Historically, Israel Discount Bank's own PB Ratio has ranged from 0.49 to 1.47 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.08, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current PB Ratio of 1.02 is 5.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current PB Ratio is 1.02, which is 17% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.25, compared to a current price of $95.96 — trading 9.7% below its estimated fair value. The current PB Ratio is 1.02, which is 17% above median its 10-year median of 0.87 and 5.6% below the Banks industry median of 1.08. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current PB Ratio is 1.02 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $95.96 is trading 9.7% below its estimated GF Value™ of $106.25.
GuruFocus considers Israel Discount Bank to be Modestly Undervalued.
Key valuation signals for ISDAY:
PB Ratio: 1.02 (17% above median its 10-year median of 0.87)
GF Value™: $106.25 vs. price of $95.96 (9.7% below fair value)
Industry Position: 5.6% below the Banks median (#676 of 1515)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score
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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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