Jahangir SiddiquiKAR:JSCL +1.25%73 PB Ratio is 0.34 as of Jun. 25, 2026, which is 8% below its 10-year median of 0.37. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.18 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Jahangir Siddiqui ranks better than 94.59% on this metric.
The historical rank and industry rank for Jahangir Siddiqui's PB Ratio or its related term are showing as below:
KAR:JSCL'
s PB Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.37 Max: 0.88
Current: 0.34
During the past 13 years, Jahangir Siddiqui's highest PB Ratio was 0.88. The lowest was 0.22. And the median was 0.37.
KAR:JSCL's PB Ratio is ranked better than 94.59% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs KAR:JSCL: 0.34
During the past 12 months, Jahangir Siddiqui's average Book Value Per Share Growth Rate was 10.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 21.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Jahangir Siddiqui was 37.50% per year. The lowest was -5.70% per year. And the median was 9.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Jahangir Siddiqui PB Ratio Related Terms
Jahangir Siddiqui PB Ratio Historical Data
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The historical data trend for Jahangir Siddiqui's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jahangir Siddiqui's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's PB Ratio distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Jahangir Siddiqui (KAR:JSCL) has a PB Ratio of 0.34 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jahangir Siddiqui and its competitors. This is near median its historical median of 0.37. Over the past decade, Jahangir Siddiqui's PB Ratio has ranged from 0.22 to 0.88. According to the industry distribution chart, Jahangir Siddiqui ranks #82 out of 1515 companies in the Banks industry, placing it in the top 5.4%.
Is Jahangir Siddiqui's PB Ratio too high?
Jahangir Siddiqui's current PB Ratio of 0.34 is near median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.88. The Banks industry median PB Ratio is 1.08. Jahangir Siddiqui's value of 0.34 is 68.5% below this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #82 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #82 out of 1515 companies for PB Ratio. This places Jahangir Siddiqui in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.08. Jahangir Siddiqui's value of 0.34 is 68.5% below this benchmark. Historically, Jahangir Siddiqui's own PB Ratio has ranged from 0.22 to 0.88 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 1.08, Jahangir Siddiqui has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current PB Ratio of 0.34 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current PB Ratio is 0.34, which is near median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.18, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current PB Ratio is 0.34, which is near median its 10-year median of 0.37 and 68.5% below the Banks industry median of 1.08. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current PB Ratio is 0.34 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.18.
GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.
Key valuation signals for KAR:JSCL:
PB Ratio: 0.34 (near median its 10-year median of 0.37)
GF Value™: ₨19.18 vs. price of ₨21.92 (14.3% above fair value)
Industry Position: 68.5% below the Banks median (#82 of 1515)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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