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XKLS:6139's PB Ratio is ranked better than 60.44% of 498
companies
in the Insurance industry
Industry Median: 1.4
vs XKLS:6139: 1.19
During the past 12 months, Syarikat Takaful Malaysia Keluarga Bhd's average Book Value Per Share Growth Rate was 10.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Syarikat Takaful Malaysia Keluarga Bhd was 22.30% per year. The lowest was 3.30% per year. And the median was 11.60% per year.
Back to Basics: PB Ratio
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Syarikat Takaful Malaysia Keluarga Bhd PB Ratio Related Terms
Syarikat Takaful Malaysia Keluarga Bhd PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd PB Ratio Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd PB Ratio vs Insurance Industry
Syarikat Takaful Malaysia Keluarga Bhd PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a PB Ratio of 1.18 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 50% below median its historical median of 2.36. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's PB Ratio has ranged from 1.15 to 5.43. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #197 out of 498 companies in the Insurance industry, placing it in the top 39.6%.
Is Syarikat Takaful Malaysia Keluarga Bhd's PB Ratio too high?
Syarikat Takaful Malaysia Keluarga Bhd's current PB Ratio of 1.18 is 50% below median its 10-year median of 2.36. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 5.43. The Insurance industry median PB Ratio is 1.40. Syarikat Takaful Malaysia Keluarga Bhd's value of 1.18 is 15.7% below this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #197 out of 498 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's PB Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #197 out of 498 companies for PB Ratio. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median PB Ratio is 1.40. Syarikat Takaful Malaysia Keluarga Bhd's value of 1.18 is 15.7% below this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own PB Ratio has ranged from 1.15 to 5.43 over the past decade. While the company's 10-year median is 2.36 vs. the industry median of 1.40, Syarikat Takaful Malaysia Keluarga Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current PB Ratio of 1.18 is 15.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current PB Ratio is 1.18, which is 50% below median its own 10-year median of 2.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.03, compared to a current price of RM3.20 — trading 36.4% below its estimated fair value. The current PB Ratio is 1.18, which is 50% below median its 10-year median of 2.36 and 15.7% below the Insurance industry median of 1.40. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current PB Ratio is 1.18 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.20 is trading 36.4% below its estimated GF Value™ of RM5.03.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
PB Ratio: 1.18 (50% below median its 10-year median of 2.36)
GF Value™: RM5.03 vs. price of RM3.20 (36.4% below fair value)
Industry Position: 15.7% below the Insurance median (#197 of 498)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd Business Description
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score
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