EVN Finance JSC (STC:EVF) PE Ratio: 11.32 (As of Jun. 26, 2026) — Near Median


STC:EVF EVN Finance JSC STC:EVF
70 GF Score
Price ₫13,200.00
GF Value ₫14,165.19
Valuation Fairly Valued
! 1 Warning Sign
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What is EVN Finance JSC PE Ratio?

EVN Finance JSC STC:EVF 70 PE Ratio is 11.32 as of Jun. 26, 2026, which is 3% below its 10-year median of 11.71. GuruFocus rates STC:EVF with a GF Score™ of 70/100 and a GF Value™ of ₫14,165.19 (Fairly Valued). The stock has 1 warning sign investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-26), EVN Finance JSC's share price is ₫13200.00. EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,166.00. Therefore, EVN Finance JSC's PE Ratio for today is 11.32.

During the past 6 years, EVN Finance JSC's highest PE Ratio was 20.80. The lowest was 6.67. And the median was 11.71.

EVN Finance JSC's EPS (Diluted) for the three months ended in Mar. 2026 was ₫344.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,166.00.

As of today (2026-06-26), EVN Finance JSC's share price is ₫13200.00. EVN Finance JSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,172.57. Therefore, EVN Finance JSC's PE Ratio without NRI ratio for today is 11.26.

During the past 6 years, EVN Finance JSC's highest PE Ratio without NRI was 20.64. The lowest was 6.41. And the median was 11.55.

EVN Finance JSC's EPS without NRI for the three months ended in Mar. 2026 was ₫350.57. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,172.57.

During the past 12 months, EVN Finance JSC's average EPS without NRI Growth Rate was 30.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 6.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.50% per year.

During the past 6 years, EVN Finance JSC's highest 3-Year average EPS without NRI Growth Rate was 12.30% per year. The lowest was -2.10% per year. And the median was 6.80% per year.

EVN Finance JSC's EPS (Basic) for the three months ended in Mar. 2026 was ₫344.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,166.00.

Back to Basics: PE Ratio


EVN Finance JSC  (STC:EVF) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


EVN Finance JSC PE Ratio Related Terms


EVN Finance JSC PE Ratio Historical Data

* Premium members only.

The historical data trend for EVN Finance JSC's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVN Finance JSC PE Ratio Chart

EVN Finance JSC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial N/A 7.91 20.07 12.93 9.84

EVN Finance JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.14 10.13 11.84 9.84 12.18

STC:EVF vs FRHC, VOYA: PE Ratio Comparison

For the Financial Conglomerates subindustry, EVN Finance JSC's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EVN Finance JSC PE Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's PE Ratio distribution charts can be found below:

* The bar in red indicates where EVN Finance JSC's PE Ratio falls into.


STC:EVF
70GF Score
EVN Finance JSC STC:EVF
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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EVN Finance JSC PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

EVN Finance JSC's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=13200.00/1166.000
=11.32

EVN Finance JSC's Share Price of today is ₫13200.00.
EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1,166.00.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 11.32 mean?
EVN Finance JSC (STC:EVF) has a PE Ratio of 11.32 as of Jun. 26, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on EVN Finance JSC and its competitors. This is near median its historical median of 11.71. Over the past decade, EVN Finance JSC's PE Ratio has ranged from 6.67 to 20.80.
Is EVN Finance JSC's PE Ratio too high?
EVN Finance JSC's current PE Ratio of 11.32 is near median its 10-year median of 11.71. Over the past 10 years, this metric has ranged from a low of 6.67 to a high of 20.80. Overall, EVN Finance JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's PE Ratio compare to FRHC and VOYA?
EVN Finance JSC's PE Ratio of 11.32 can be compared against companies in the Diversified Financial Services industry. Historically, EVN Finance JSC's own PE Ratio has ranged from 6.67 to 20.80 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Diversified Financial Services company?
A good PE Ratio depends on the Diversified Financial Services industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on EVN Finance JSC and its competitors. EVN Finance JSC's current PE Ratio is 11.32, which is near median its own 10-year median of 11.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,165.19, compared to a current price of ₫13,200.00 — trading 6.8% below its estimated fair value. The current PE Ratio is 11.32, which is near median its 10-year median of 11.71. EVN Finance JSC's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current PE Ratio is 11.32 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫13,200.00 is trading 6.8% below its estimated GF Value™ of ₫14,165.19. GuruFocus considers EVN Finance JSC to be Fairly Valued.

Key valuation signals for STC:EVF:

  • PE Ratio: 11.32 (near median its 10-year median of 11.71)
  • GF Value™: ₫14,165.19 vs. price of ₫13,200.00 (6.8% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
70GF Score

Get the complete analysis for STC:EVF

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,200.00
Price
₫14,165.19
GF Value