Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) PE Ratio: 7.14 (As of Jul. 16, 2026) — 28% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:6139 Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
79 GF Score
Price RM3.20
GF Value RM5.03
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Syarikat Takaful Malaysia Keluarga Bhd PE Ratio?

Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139 -1.84% 79 PE Ratio is 7.14 as of Jul. 16, 2026, which is 28% below its 10-year median of 9.90. GuruFocus rates XKLS:6139 with a GF Score™ of 79/100 and a GF Value™ of RM5.03 (Significantly Undervalued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-16), Syarikat Takaful Malaysia Keluarga Bhd's share price is RM3.20. Syarikat Takaful Malaysia Keluarga Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.45. Therefore, Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio for today is 7.14.

During the past 13 years, Syarikat Takaful Malaysia Keluarga Bhd's highest PE Ratio was 21.97. The lowest was 5.93. And the median was 9.90.

Syarikat Takaful Malaysia Keluarga Bhd's EPS (Diluted) for the three months ended in Mar. 2026 was RM0.12. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.45.

As of today (2026-07-16), Syarikat Takaful Malaysia Keluarga Bhd's share price is RM3.20. Syarikat Takaful Malaysia Keluarga Bhd's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.45. Therefore, Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio without NRI ratio for today is 7.14.

During the past 13 years, Syarikat Takaful Malaysia Keluarga Bhd's highest PE Ratio without NRI was 18.51. The lowest was 5.93. And the median was 9.91.

Syarikat Takaful Malaysia Keluarga Bhd's EPS without NRI for the three months ended in Mar. 2026 was RM0.12. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.45.

During the past 12 months, Syarikat Takaful Malaysia Keluarga Bhd's average EPS without NRI Growth Rate was -19.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 9.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.60% per year.

During the past 13 years, Syarikat Takaful Malaysia Keluarga Bhd's highest 3-Year average EPS without NRI Growth Rate was 38.60% per year. The lowest was -8.30% per year. And the median was 12.00% per year.

Syarikat Takaful Malaysia Keluarga Bhd's EPS (Basic) for the three months ended in Mar. 2026 was RM0.12. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was RM0.45.

Back to Basics: PE Ratio


Syarikat Takaful Malaysia Keluarga Bhd  (XKLS:6139) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Syarikat Takaful Malaysia Keluarga Bhd PE Ratio Related Terms


Syarikat Takaful Malaysia Keluarga Bhd PE Ratio Historical Data

* Premium members only.

The historical data trend for Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Syarikat Takaful Malaysia Keluarga Bhd PE Ratio Chart

Syarikat Takaful Malaysia Keluarga Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.51 10.18 8.94 8.61 7.05

Syarikat Takaful Malaysia Keluarga Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 8.08 7.10 7.05 7.37

XKLS:6139 vs FNF, AXS, FAF: PE Ratio Comparison

For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Syarikat Takaful Malaysia Keluarga Bhd PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio distribution charts can be found below:

* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio falls into.


XKLS:6139
79GF Score
Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Syarikat Takaful Malaysia Keluarga Bhd PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=3.20/0.448
=7.14

Syarikat Takaful Malaysia Keluarga Bhd's Share Price of today is RM3.20.
Syarikat Takaful Malaysia Keluarga Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.45.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 7.14 mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a PE Ratio of 7.14 as of Jul. 16, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 28% below median its historical median of 9.90. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio has ranged from 5.93 to 21.97.
Is Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio too high?
Syarikat Takaful Malaysia Keluarga Bhd's current PE Ratio of 7.14 is 28% below median its 10-year median of 9.90. Over the past 10 years, this metric has ranged from a low of 5.93 to a high of 21.97. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio compare to FNF and AXS?
Syarikat Takaful Malaysia Keluarga Bhd's PE Ratio of 7.14 can be compared against companies in the Insurance industry. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own PE Ratio has ranged from 5.93 to 21.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. Syarikat Takaful Malaysia Keluarga Bhd's current PE Ratio is 7.14, which is 28% below median its own 10-year median of 9.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.03, compared to a current price of RM3.20 — trading 36.4% below its estimated fair value. The current PE Ratio is 7.14, which is 28% below median its 10-year median of 9.90. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current PE Ratio is 7.14 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?

Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued. The current stock price of RM3.20 is trading 36.4% below its estimated GF Value™ of RM5.03. GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:6139:

  • PE Ratio: 7.14 (28% below median its 10-year median of 9.90)
  • GF Value™: RM5.03 vs. price of RM3.20 (36.4% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Syarikat Takaful Malaysia Keluarga Bhd Business Description

Address No. 4, Jalan Sultan Sulaiman, 27th Floor, Annexe Block, P.O.Box 11483, Menara Takafu, Kuala Lumpur, SGR, MYS, 50000
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score

Get the complete analysis for XKLS:6139

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM3.20
Price
RM5.03
GF Value