Provident Financial Holdings (Provident Financial Holdings) Risk Assessment

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What is Provident Financial Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Provident Financial Holdings is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Provident Financial Holdings's Risk Assessment

For the Banks - Regional subindustry, Provident Financial Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Provident Financial Holdings's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's Risk Assessment falls into.

Provident Financial Holdings (NAS:PROV) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Provident Financial Holdings Risk Assessment Related Terms

Thank you for viewing the detailed overview of Provident Financial Holdings's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Provident Financial Holdings (Provident Financial Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Provident Financial Holdings Inc (NAS:PROV) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

3756 Central Avenue, Riverside, CA, USA, 92506

Website

https://www.myprovident.com

Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.

Executives

Kathy Michalak	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden	director, officer: President & CEO
Donavon P Ternes	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale	officer: Senior Vice President
Judy A Carpenter	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz	officer: Senior Vice President	9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506