PROV (Provident Financial Holdings) Total Debt per Share: $43.34 (As of Mar. 2026)

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PROV Provident Financial Holdings Inc PROV
59 GF Score
Price $17.21
GF Value $15.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Total Debt per Share?

Provident Financial Holdings PROV -1.51% 59 Total Debt per Share is $43.34 as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 59/100 and a GF Value™ of $15.93 (Fairly Valued). The stock has 7 warning signs investors should review.

$43.34 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Provident Financial Holdings's Total Debt Per Share for the quarter that ended in Mar. 2026 was $43.34.

Provident Financial Holdings Total Debt per Share Historical Data

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The historical data trend for Provident Financial Holdings's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Total Debt per Share Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.39 11.67 33.37 34.83 32.39

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.40 32.39 32.72 33.21 43.34
PROV
59GF Score
Provident Financial Holdings Inc PROV
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Total Debt per Share Calculation

Provident Financial Holdings's Total Debt Per Share for the fiscal year that ended in Jun. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(213.07+0.00)/6.58
=32.39

Provident Financial Holdings's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(184.05+90.00)/6.32
=43.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $43.34 mean?
Provident Financial Holdings (PROV) has a Total Debt per Share of $43.34 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Total Debt per Share too high?
Provident Financial Holdings' current Total Debt per Share is $43.34. Overall, Provident Financial Holdings has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Total Debt per Share compare to RVSB and OXBC?
Provident Financial Holdings' Total Debt per Share of $43.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Provident Financial Holdings and its competitors. Provident Financial Holdings's current Total Debt per Share is $43.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $15.93, compared to a current price of $17.21 — trading 8% above its estimated fair value. The current Total Debt per Share is $43.34. Provident Financial Holdings' overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Total Debt per Share is $43.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.21 is trading 8% above its estimated GF Value™ of $15.93. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Total Debt per Share: $43.34
  • GF Value™: $15.93 vs. price of $17.21 (8% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
59GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.21
Price
$15.93
GF Value