PROV (Provident Financial Holdings) Tax Rate %: 29.15% (As of Mar. 2026)


PROV Provident Financial Holdings Inc PROV
58 GF Score
Price $17.24
GF Value $15.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Tax Rate %?

Provident Financial Holdings PROV -0.12% 58 Tax Rate % is 29.15% as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $15.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Provident Financial Holdings's Tax Expense for the three months ended in Mar. 2026 was $0.56 Mil. Provident Financial Holdings's Pre-Tax Income for the three months ended in Mar. 2026 was $1.91 Mil. Therefore, Provident Financial Holdings's Tax Rate % for the quarter that ended in Mar. 2026 was 29.15%.

Provident Financial Holdings Tax Rate % Related Terms

Provident Financial Holdings Tax Rate % Historical Data

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The historical data trend for Provident Financial Holdings's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Tax Rate % Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.78 29.28 30.80 29.23 29.51

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.03 29.49 38.54 29.95 29.15
PROV
58GF Score
Provident Financial Holdings Inc PROV
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Provident Financial Holdings's Tax Rate % for the fiscal year that ended in Jun. 2025 is calculated as

Tax Rate %=Tax Expense (A: Jun. 2025 )/Pre-Tax Income (A: Jun. 2025 )
=2.618/8.873
=29.51 %

Provident Financial Holdings's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.557/1.911
=29.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 29.15% mean?
Provident Financial Holdings (PROV) has a Tax Rate % of 29.15% as of Mar. 2026.
Is Provident Financial Holdings' Tax Rate % too high?
Provident Financial Holdings' current Tax Rate % is 29.15%. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Tax Rate % compare to RVSB and OXBC?
Provident Financial Holdings' Tax Rate % of 29.15% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Provident Financial Holdings's current Tax Rate % is 29.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $15.93, compared to a current price of $17.24 — trading 8.2% above its estimated fair value. The current Tax Rate % is 29.15%. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Tax Rate % is 29.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.24 is trading 8.2% above its estimated GF Value™ of $15.93. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Tax Rate %: 29.15%
  • GF Value™: $15.93 vs. price of $17.24 (8.2% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score

Get the complete analysis for PROV

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.24
Price
$15.93
GF Value