Provident Financial HoldingsPROV -0.06%58 Buyback Yield % is 4.88 as of Jun. 29, 2026, which is 22% above its 10-year median of 4.00. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $16.31 (Fairly Valued). The stock has 7 warning signs investors should review. Among 627 Banks companies, Provident Financial Holdings ranks better than 92.34% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PROV vs RVSB, OXBC, GSBX: Buyback Yield % Comparison
For the Banks - Regional subindustry, Provident Financial Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Holdings Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Provident Financial Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Provident Financial Holdings (PROV) has a Buyback Yield % of 4.88 as of Jun. 29, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Provident Financial Holdings and its competitors. This is 22% above median its historical median of 4.00. Over the past decade, Provident Financial Holdings' Buyback Yield % has ranged from 0.75 to 8.93. According to the industry distribution chart, Provident Financial Holdings ranks #48 out of 627 companies in the Banks industry, placing it in the top 7.7%.
Is Provident Financial Holdings' Buyback Yield % too high?
Provident Financial Holdings' current Buyback Yield % of 4.88 is 22% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 8.93. The Banks industry median Buyback Yield % is 0.43. Provident Financial Holdings' value of 4.88 is 1034.9% above this industry median. Based on the distribution chart, Provident Financial Holdings ranks #48 out of 627 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Buyback Yield % compare to RVSB and OXBC?
According to the Banks industry distribution chart, Provident Financial Holdings ranks #48 out of 627 companies for Buyback Yield %. This places Provident Financial Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Provident Financial Holdings' value of 4.88 is 1034.9% above this benchmark. Historically, Provident Financial Holdings' own Buyback Yield % has ranged from 0.75 to 8.93 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 0.43, Provident Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 627 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provident Financial Holdings's current Buyback Yield % of 4.88 is 1034.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Provident Financial Holdings and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Holdings's current Buyback Yield % is 4.88, which is 22% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $16.31, compared to a current price of $17.20 — trading 5.5% above its estimated fair value. The current Buyback Yield % is 4.88, which is 22% above median its 10-year median of 4.00 and 1034.9% above the Banks industry median of 0.43. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Buyback Yield % is 4.88 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Holdings (PROV) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued.
The current stock price of $17.20 is trading 5.5% above its estimated GF Value™ of $16.31.
GuruFocus considers Provident Financial Holdings to be Fairly Valued.
Key valuation signals for PROV:
Buyback Yield %: 4.88 (22% above median its 10-year median of 4.00)
GF Value™: $16.31 vs. price of $17.20 (5.5% above fair value)
Industry Position: 1034.9% above the Banks median (#48 of 627)
No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score
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