PROV (Provident Financial Holdings) Property, Plant and Equipment: $9.55 Mil (As of Mar. 2026)


PROV Provident Financial Holdings Inc PROV
58 GF Score
Price $17.20
GF Value $16.31
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Property, Plant and Equipment?

Provident Financial Holdings PROV -0.06% 58 Property, Plant and Equipment is $9.55 Mil as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $16.31 (Fairly Valued). The stock has 7 warning signs investors should review.

Provident Financial Holdings's quarterly net PPE increased from Sep. 2025 ($8.99 Mil) to Dec. 2025 ($9.84 Mil) but then declined from Dec. 2025 ($9.84 Mil) to Mar. 2026 ($9.55 Mil).

Provident Financial Holdings's annual net PPE increased from Jun. 2023 ($9.23 Mil) to Jun. 2024 ($9.31 Mil) and increased from Jun. 2024 ($9.31 Mil) to Jun. 2025 ($9.32 Mil).


Provident Financial Holdings  (NAS:PROV) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Provident Financial Holdings Property, Plant and Equipment Related Terms


Provident Financial Holdings Property, Plant and Equipment Historical Data

* Premium members only.

The historical data trend for Provident Financial Holdings's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Property, Plant and Equipment Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.38 8.83 9.23 9.31 9.32

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.39 9.32 8.99 9.84 9.55
PROV
58GF Score
Provident Financial Holdings Inc PROV
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of $9.55 Mil mean?
Provident Financial Holdings (PROV) has a Property, Plant and Equipment of $9.55 Mil as of Mar. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Property, Plant and Equipment too high?
Provident Financial Holdings' current Property, Plant and Equipment is $9.55 Mil. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Property, Plant and Equipment compare to OXBC and UNB?
Provident Financial Holdings' Property, Plant and Equipment of $9.55 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Provident Financial Holdings and its competitors. Provident Financial Holdings's current Property, Plant and Equipment is $9.55 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $16.31, compared to a current price of $17.20 — trading 5.5% above its estimated fair value. The current Property, Plant and Equipment is $9.55 Mil. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Property, Plant and Equipment is $9.55 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.20 is trading 5.5% above its estimated GF Value™ of $16.31. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Property, Plant and Equipment: $9.55 Mil
  • GF Value™: $16.31 vs. price of $17.20 (5.5% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score

Get the complete analysis for PROV

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20
Price
$16.31
GF Value