PROV (Provident Financial Holdings) Total Deposits: $892.89 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PROV Provident Financial Holdings Inc PROV
58 GF Score
Price $17.21
GF Value $15.93
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Provident Financial Holdings Total Deposits?

Provident Financial Holdings PROV +0.06% 58 Total Deposits is $892.89 Mil as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $15.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Provident Financial Holdings's annual total deposits declined from Jun. 2023 ($950.57 Mil) to Jun. 2024 ($888.35 Mil) but then increased from Jun. 2024 ($888.35 Mil) to Jun. 2025 ($888.77 Mil).


Provident Financial Holdings Total Deposits Historical Data

* Premium members only.

The historical data trend for Provident Financial Holdings's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Total Deposits Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 937.97 955.50 950.57 888.35 888.77

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 901.32 888.77 874.84 872.43 892.89
PROV
58GF Score
Provident Financial Holdings Inc PROV
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Provident Financial Holdings Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $892.89 Mil mean?
Provident Financial Holdings (PROV) has a Total Deposits of $892.89 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Total Deposits too high?
Provident Financial Holdings' current Total Deposits is $892.89 Mil. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Total Deposits compare to RVSB and OXBC?
Provident Financial Holdings' Total Deposits of $892.89 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Provident Financial Holdings and its competitors. Provident Financial Holdings's current Total Deposits is $892.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $15.93, compared to a current price of $17.21 — trading 8% above its estimated fair value. The current Total Deposits is $892.89 Mil. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Total Deposits is $892.89 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.21 is trading 8% above its estimated GF Value™ of $15.93. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Total Deposits: $892.89 Mil
  • GF Value™: $15.93 vs. price of $17.21 (8% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score

Get the complete analysis for PROV

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.21
Price
$15.93
GF Value