PROV (Provident Financial Holdings) Ending Cash Position: $57.13 Mil (As of Mar. 2026)

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PROV Provident Financial Holdings Inc PROV
59 GF Score
Price $17.25
GF Value $15.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Ending Cash Position?

Provident Financial Holdings PROV 59 Ending Cash Position is $57.13 Mil as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 59/100 and a GF Value™ of $15.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Provident Financial Holdings's Ending Cash Position for the quarter that ended in Mar. 2026 was $57.13 Mil.

Provident Financial Holdings's quarterly Ending Cash Position increased from Sep. 2025 ($49.41 Mil) to Dec. 2025 ($54.37 Mil) and increased from Dec. 2025 ($54.37 Mil) to Mar. 2026 ($57.13 Mil).

Provident Financial Holdings's annual Ending Cash Position declined from Jun. 2023 ($65.85 Mil) to Jun. 2024 ($51.38 Mil) but then increased from Jun. 2024 ($51.38 Mil) to Jun. 2025 ($53.09 Mil).

Provident Financial Holdings Ending Cash Position Related Terms

Provident Financial Holdings Ending Cash Position Historical Data

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The historical data trend for Provident Financial Holdings's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Ending Cash Position Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70.27 23.41 65.85 51.38 53.09

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.92 53.09 49.41 54.37 57.13
PROV
59GF Score
Provident Financial Holdings Inc PROV
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Provident Financial Holdings's Ending Cash Position for the fiscal year that ended in Jun. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=51.376+1.714
=53.09

Provident Financial Holdings's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=54.37+2.756
=57.13

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $57.13 Mil mean?
Provident Financial Holdings (PROV) has a Ending Cash Position of $57.13 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Ending Cash Position too high?
Provident Financial Holdings' current Ending Cash Position is $57.13 Mil. Overall, Provident Financial Holdings has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Ending Cash Position compare to RVSB and OXBC?
Provident Financial Holdings' Ending Cash Position of $57.13 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Provident Financial Holdings and its competitors. Provident Financial Holdings's current Ending Cash Position is $57.13 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $15.93, compared to a current price of $17.25 — trading 8.3% above its estimated fair value. The current Ending Cash Position is $57.13 Mil. Provident Financial Holdings' overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Ending Cash Position is $57.13 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.25 is trading 8.3% above its estimated GF Value™ of $15.93. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Ending Cash Position: $57.13 Mil
  • GF Value™: $15.93 vs. price of $17.25 (8.3% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
59GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.25
Price
$15.93
GF Value