PROV (Provident Financial Holdings) Change In Receivables: $0.00 Mil (TTM As of Mar. 2026)

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PROV Provident Financial Holdings Inc PROV
59 GF Score
Price $17.25
GF Value $15.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Change In Receivables?

Provident Financial Holdings PROV 59 Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus rates PROV with a GF Score™ of 59/100 and a GF Value™ of $15.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Provident Financial Holdings's change in receivables for the quarter that ended in Mar. 2026 was $0.00 Mil. It means Provident Financial Holdings's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Provident Financial Holdings's change in receivables for the fiscal year that ended in Jun. 2025 was $0.00 Mil. It means Provident Financial Holdings's Accounts Receivable stayed the same from Jun. 2024 to Jun. 2025 .

Provident Financial Holdings's Accounts Receivable for the quarter that ended in Mar. 2026 was $4.20 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Provident Financial Holdings's Days Sales Outstanding for the three months ended in Mar. 2026 was 38.77.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Provident Financial Holdings's liquidation value for the three months ended in Mar. 2026 was $-1,029.69 Mil.

Provident Financial Holdings  (NAS:PROV) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Provident Financial Holdings's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=4.196/9.876*91
=38.77

2. In Ben Graham's calculation of liquidation value, Provident Financial Holdings's accounts receivable are only considered to be worth 75% of book value:

Provident Financial Holdings's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=58.211-1091.051+0.75 * 4.196+0.5 * 0
=-1,029.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Change In Receivables Related Terms

Provident Financial Holdings Change In Receivables Historical Data

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The historical data trend for Provident Financial Holdings's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Change In Receivables Chart

Provident Financial Holdings Annual Data
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Provident Financial Holdings Quarterly Data
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PROV
59GF Score
Provident Financial Holdings Inc PROV
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
Provident Financial Holdings (PROV) has a Change In Receivables of $0.00 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Change In Receivables too high?
Provident Financial Holdings' current Change In Receivables is $0.00 Mil. Overall, Provident Financial Holdings has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Change In Receivables compare to RVSB and OXBC?
Provident Financial Holdings' Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Provident Financial Holdings and its competitors. Provident Financial Holdings's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $15.93, compared to a current price of $17.25 — trading 8.3% above its estimated fair value. The current Change In Receivables is $0.00 Mil. Provident Financial Holdings' overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Change In Receivables is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.25 is trading 8.3% above its estimated GF Value™ of $15.93. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $15.93 vs. price of $17.25 (8.3% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
59GF Score

Get the complete analysis for PROV

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.25
Price
$15.93
GF Value