Provident Financial Holdings (Provident Financial Holdings) Scaled Net Operating Assets : 0.35 (As of Dec. 2023)

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What is Provident Financial Holdings Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Provident Financial Holdings's operating assets for the quarter that ended in Dec. 2023 was $1,252.22 Mil. Provident Financial Holdings's operating liabilities for the quarter that ended in Dec. 2023 was $788.93 Mil. Provident Financial Holdings's Total Assets for the quarter that ended in Sep. 2023 was $1,313.12 Mil. Therefore, Provident Financial Holdings's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2023 was 0.35.

Provident Financial Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Provident Financial Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Jun. 2023 )
=	(Operating Assets (A: Jun. 2023 )	-	Operating Liabilities (A: Jun. 2023 ))	/	Total Assets (A: Jun. 2022 )
=	(1267.099	-	818.243)	/	1187.038
=	0.38

where

	Operating Assets		(A: Jun. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	1332.948	-	65.849
=	1267.099

	Operating Liabilities		(A: Jun. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	1203.261	-	235.009	-	150.009
=	818.243

Provident Financial Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2023 )
=	(Operating Assets (Q: Dec. 2023 )	-	Operating Liabilities (Q: Dec. 2023 ))	/	Total Assets (Q: Sep. 2023 )
=	(1252.219	-	788.932)	/	1313.115
=	0.35

where

	Operating Assets		(Q: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	1301.093	-	48.874
=	1252.219

	Operating Liabilities		(Q: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	1171.432	-	242.5	-	140
=	788.932

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Provident Financial Holdings (Provident Financial Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Provident Financial Holdings Inc (NAS:PROV) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

N/A

Address

3756 Central Avenue, Riverside, CA, USA, 92506

Website

https://www.myprovident.com

Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.

Executives

Kathy Michalak	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden	director, officer: President & CEO
Donavon P Ternes	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter	officer: Senior Vice President	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale	officer: Senior Vice President
Judy A Carpenter	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr	director	3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz	officer: Senior Vice President	9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales	officer: Senior Vice President	3756 CENTRAL AVE., RIVERSIDE CA 92506