PRA GroupPRAA -0.87%63 9-Day RSI is 77.80 as of Jun. 29, 2026. GuruFocus rates PRAA with a GF Score™ of 63/100 and a GF Value™ of $26.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 573 Credit Services companies, PRA Group ranks worse than 93.02% on this metric.
The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
As of today (2026-06-29), PRA Group's 9-Day RSI is 77.80.
The industry rank for PRA Group's 9-Day RSI or its related term are showing as below:
PRAA's 9-Day RSI is ranked worse than 93.02% of 573
companies
in the Credit Services industry
Industry Median: 48.52
vs PRAA: 77.80
PRA Group (NAS:PRAA) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
PRA Group 9-Day RSI Related Terms
PRAA vs GDOT, OPFI, NAVI: 9-Day RSI Comparison
For the Credit Services subindustry, PRA Group's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group 9-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where PRA Group's 9-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRA Group (PRAA) has a 9-Day RSI of 77.80 as of Jun. 29, 2026. According to the industry distribution chart, PRA Group ranks #533 out of 573 companies in the Credit Services industry, placing it in the top 93%.
Is PRA Group's 9-Day RSI too high?
PRA Group's current 9-Day RSI is 77.80. The Credit Services industry median 9-Day RSI is 48.52. PRA Group's value of 77.80 is 60.3% above this industry median. Based on the distribution chart, PRA Group ranks #533 out of 573 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PRA Group has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PRA Group's 9-Day RSI compare to GDOT and OPFI?
According to the Credit Services industry distribution chart, PRA Group ranks #533 out of 573 companies for 9-Day RSI. This places PRA Group in the lower half of its industry. The industry median 9-Day RSI is 48.52. PRA Group's value of 77.80 is 60.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Credit Services company?
The median 9-Day RSI among Credit Services companies is 48.52, based on 573 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PRA Group's current 9-Day RSI of 77.80 is 60.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median 9-Day RSI is 48.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PRA Group's current 9-Day RSI is 77.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Modestly Undervalued. The stock's GF Value™ is $26.20, compared to a current price of $18.75 — trading 28.4% below its estimated fair value. The current 9-Day RSI is 77.80 and 60.3% above the Credit Services industry median of 48.52. PRA Group's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For PRA Group (PRAA), the current 9-Day RSI is 77.80 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.75 is trading 28.4% below its estimated GF Value™ of $26.20.
GuruFocus considers PRA Group to be Modestly Undervalued.
Key valuation signals for PRAA:
9-Day RSI: 77.80
GF Value™: $26.20 vs. price of $18.75 (28.4% below fair value)
Industry Position: 60.3% above the Credit Services median (#533 of 573)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
63GF Score
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