PRA GroupPRAA +2.21%59 Market Cap is $688 Mil as of Jun. 24, 2026. GuruFocus rates PRAA with a GF Score™ of 59/100 and a GF Value™ of $26.20 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 555 Credit Services companies, PRA Group ranks better than 81.26% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). PRA Group's share price for the quarter that ended in Mar. 2026 was $17.5. PRA Group's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 38 Mil. Therefore, PRA Group's market cap for the quarter that ended in Mar. 2026 was $667 Mil.
PRA Group's quarterly market cap
increased
from Sep. 2025 ($603 Mil) to Dec. 2025 ($680 Mil) but then
declined
from Dec. 2025 ($680 Mil) to Mar. 2026 ($667 Mil).
PRA Group's annual market cap
declined
from Dec. 2023 ($1,028 Mil) to Dec. 2024 ($825 Mil) and
declined
from Dec. 2024 ($825 Mil) to Dec. 2025 ($680 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. PRA Group's Enterprise Value for Today is $4,324 Mil.
PRA Group (NAS:PRAA) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
PRA Group Market Cap Related Terms
PRA Group Market Cap Historical Data
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The historical data trend for PRA Group's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PRA Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's Market Cap distribution charts can be found below:
* The bar in red indicates where PRA Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
PRA Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRA Group (PRAA) has a Market Cap of $688 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PRA Group and its competitors. According to the industry distribution chart, PRA Group ranks #104 out of 555 companies in the Credit Services industry, placing it in the top 18.7%.
Is PRA Group's Market Cap too high?
PRA Group's current Market Cap is $688 Mil. The Credit Services industry median Market Cap is 45.37. PRA Group's value of $688 Mil is 1416.3% above this industry median. Based on the distribution chart, PRA Group ranks #104 out of 555 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PRA Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Market Cap compare to TROO and HTT?
According to the Credit Services industry distribution chart, PRA Group ranks #104 out of 555 companies for Market Cap. This places PRA Group in the top 19% of its industry — outperforming the majority of peers. The industry median Market Cap is 45.37. PRA Group's value of $688 Mil is 1416.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 45.37, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PRA Group's current Market Cap of $688 Mil is 1416.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PRA Group and its competitors. For the Credit Services industry, the median Market Cap is 45.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PRA Group's current Market Cap is $688 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Possible Value Trap. The stock's GF Value™ is $26.20, compared to a current price of $18.03 — trading 31.2% below its estimated fair value. The current Market Cap is $688 Mil and 1416.3% above the Credit Services industry median of 45.37. PRA Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For PRA Group (PRAA), the current Market Cap is $688 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.03 is trading 31.2% below its estimated GF Value™ of $26.20.
GuruFocus considers PRA Group to be Possible Value Trap.
Key valuation signals for PRAA:
Market Cap: $688 Mil
GF Value™: $26.20 vs. price of $18.03 (31.2% below fair value)
Industry Position: 1416.3% above the Credit Services median (#104 of 555)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
59GF Score
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