PRA GroupPRAA +2.21%59 Days Payable is 0.00 as of Mar. 2026. GuruFocus rates PRAA with a GF Score™ of 59/100 and a GF Value™ of $26.20 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 302 Credit Services companies, PRA Group ranks worse than 331125.5% on this metric.
PRA Group's average Accounts Payable for the
three
months ended in Mar. 2026 was $0 Mil. PRA Group's Cost of Goods Sold for the
three
months ended in Mar. 2026 was $105 Mil.
Hence, PRA Group's Days Payable for the
three
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for PRA Group's Days Payable or its related term are showing as below:
During the past 13 years, PRA Group's highest Days Payable was 6.34. The lowest was 3.90. And the median was 4.79.
PRAA's Days Payable is not ranked *
in the Credit Services industry.
Industry Median: 33.405 * Ranked among companies with meaningful Days Payable only.
PRA Group's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
stayed the same
PRA Group Days Payable Related Terms
PRA Group Days Payable Historical Data
* Premium members only.
The historical data trend for PRA Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PRA Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's Days Payable distribution charts can be found below:
* The bar in red indicates where PRA Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PRA Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRA Group (PRAA) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PRA Group and its competitors. Over the past decade, PRA Group's Days Payable has ranged from 3.90 to 6.34. According to the industry distribution chart, PRA Group ranks #999999 out of 302 companies in the Credit Services industry.
Is PRA Group's Days Payable too high?
PRA Group's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 3.90 to a high of 6.34. Based on the distribution chart, PRA Group ranks #999999 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PRA Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Days Payable compare to TROO and HTT?
According to the Credit Services industry distribution chart, PRA Group ranks #999999 out of 302 companies for Days Payable. This places PRA Group in the lower half of its industry. The industry median Days Payable is 33.41. Historically, PRA Group's own Days Payable has ranged from 3.90 to 6.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PRA Group and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PRA Group's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Possible Value Trap. The stock's GF Value™ is $26.20, compared to a current price of $18.03 — trading 31.2% below its estimated fair value. The current Days Payable is 0.00. PRA Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PRA Group (PRAA), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.03 is trading 31.2% below its estimated GF Value™ of $26.20.
GuruFocus considers PRA Group to be Possible Value Trap.
Key valuation signals for PRAA:
Days Payable: 0.00
GF Value™: $26.20 vs. price of $18.03 (31.2% below fair value)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
59GF Score
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