Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PRA GroupPRAA +1.64%65 Days Sales Outstanding is 1,136.72 as of Jun. 2026, which is 6% below its 10-year median of 1,214.15. GuruFocus rates PRAA with a GF Score™ of 65/100 and a GF Value™ of $24.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 290 Credit Services companies, PRA Group ranks worse than 90.34% on this metric.
PRA Group's average Accounts Receivable for the
three
months ended in Jun. 2026 was $4,677 Mil. PRA Group's Revenue for the
three
months ended in Jun. 2026 was $375 Mil.
Hence, PRA Group's Days Sales Outstanding for the
three
months ended in Jun. 2026 was 1,136.72.
The historical rank and industry rank for PRA Group's Days Sales Outstanding or its related term are showing as below:
PRAA'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 989.14 Med: 1214.15 Max: 1580.79
Current: 1259.41
During the past 13 years, PRA Group's highest Days Sales Outstanding was 1580.79. The lowest was 989.14. And the median was 1214.15.
PRAA's Days Sales Outstanding is ranked worse than 90.34% of 290
companies
in the Credit Services industry
Industry Median: 41.43
vs PRAA: 1259.41
PRA Group's Days Sales Outstanding
declined
from Jun. 2025 (1,392.12) to Jun. 2026 (1,136.72).
PRA Group (NAS:PRAA) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
PRA Group Days Sales Outstanding Related Terms
PRA Group Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for PRA Group's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRAA vs GDOT, FINV, OPFI: Days Sales Outstanding Comparison
For the Credit Services subindustry, PRA Group's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PRA Group Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PRA Group's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where PRA Group's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 1,136.72 mean?
PRA Group (PRAA) has a Days Sales Outstanding of 1,136.72 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on PRA Group and its competitors. This is near median its historical median of 1,214.15. Over the past decade, PRA Group's Days Sales Outstanding has ranged from 989.14 to 1,580.79. According to the industry distribution chart, PRA Group ranks #262 out of 290 companies in the Credit Services industry, placing it in the top 90.3%.
Is PRA Group's Days Sales Outstanding too high?
PRA Group's current Days Sales Outstanding of 1,136.72 is near median its 10-year median of 1,214.15. Over the past 10 years, this metric has ranged from a low of 989.14 to a high of 1,580.79. The Credit Services industry median Days Sales Outstanding is 41.43. PRA Group's value of 1,136.72 is 2643.7% above this industry median. Based on the distribution chart, PRA Group ranks #262 out of 290 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PRA Group has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Days Sales Outstanding compare to GDOT and FINV?
According to the Credit Services industry distribution chart, PRA Group ranks #262 out of 290 companies for Days Sales Outstanding. This places PRA Group in the lower half of its industry. The industry median Days Sales Outstanding is 41.43. PRA Group's value of 1,136.72 is 2643.7% above this benchmark. Historically, PRA Group's own Days Sales Outstanding has ranged from 989.14 to 1,580.79 over the past decade. While the company's 10-year median is 1,214.15 vs. the industry median of 41.43, PRA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 41.43, based on 290 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PRA Group's current Days Sales Outstanding of 1,136.72 is 2643.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on PRA Group and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 41.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PRA Group's current Days Sales Outstanding is 1,136.72, which is near median its own 10-year median of 1,214.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (PRAA) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.92, compared to a current price of $18.63 — trading 25.2% below its estimated fair value. The current Days Sales Outstanding is 1,136.72, which is near median its 10-year median of 1,214.15 and 2643.7% above the Credit Services industry median of 41.43. PRA Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For PRA Group (PRAA), the current Days Sales Outstanding is 1,136.72 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PRA Group (PRAA) Overvalued in 2026?
Based on GuruFocus' analysis, PRA Group stock appears to be undervalued.
The current stock price of $18.63 is trading 25.2% below its estimated GF Value™ of $24.92.
GuruFocus considers PRA Group to be Modestly Undervalued.
Key valuation signals for PRAA:
Days Sales Outstanding: 1,136.72 (near median its 10-year median of 1,214.15)
GF Value™: $24.92 vs. price of $18.63 (25.2% below fair value)
Industry Position: 2643.7% above the Credit Services median (#262 of 290)
No single metric tells the full story. See the PRAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
65GF Score
Get the complete analysis for PRAA
Days Sales Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PRAA has been successfully added to your 
