EFU General Insurance (KAR:EFUG) Total Payout Yield %: 8.83 (As of Jul. 23, 2026)

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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨122.91
GF Value ₨127.38
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is EFU General Insurance Total Payout Yield %?

EFU General Insurance KAR:EFUG +1.49% 66 Total Payout Yield % is 8.83 as of Jul. 23, 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 66/100 and a GF Value™ of ₨127.38 (Fairly Valued). The stock has 5 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

EFU General Insurance's current Total Payout Yield % is 8.83%.


EFU General Insurance Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


EFU General Insurance Total Payout Yield % Related Terms


EFU General Insurance Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance Total Payout Yield % Chart

EFU General Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.25 14.84 16.31 11.94 11.61

EFU General Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.68 23.61 6.07 6.26 0.00

KAR:EFUG vs CB, PGR, TRV: Total Payout Yield % Comparison

For the Insurance - Property & Casualty subindustry, EFU General Insurance's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU General Insurance Total Payout Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's Total Payout Yield % falls into.


KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EFU General Insurance Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

EFU General Insurance's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (0 + 0 + -2812.174) / 24220
=11.61%

EFU General Insurance's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0 + -0.054) * 4 / 23118
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 8.83 mean?
EFU General Insurance (KAR:EFUG) has a Total Payout Yield % of 8.83 as of Jul. 23, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on EFU General Insurance and its competitors.
Is EFU General Insurance's Total Payout Yield % too high?
EFU General Insurance's current Total Payout Yield % is 8.83. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Total Payout Yield % compare to CB and PGR?
EFU General Insurance's Total Payout Yield % of 8.83 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for an Insurance company?
A good Total Payout Yield % depends on the Insurance industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on EFU General Insurance and its competitors. EFU General Insurance's current Total Payout Yield % is 8.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨127.38, compared to a current price of ₨122.91 — trading 3.5% below its estimated fair value. The current Total Payout Yield % is 8.83. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Total Payout Yield % is 8.83 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨122.91 is trading 3.5% below its estimated GF Value™ of ₨127.38. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Total Payout Yield %: 8.83
  • GF Value™: ₨127.38 vs. price of ₨122.91 (3.5% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨122.91
Price
₨127.38
GF Value