PROV (Provident Financial Holdings) Total Payout Yield %: 8.26 (As of Jul. 01, 2026)


PROV Provident Financial Holdings Inc PROV
58 GF Score
Price $17.24
GF Value $16.31
Valuation Fairly Valued
! 7 Warning Signs
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What is Provident Financial Holdings Total Payout Yield %?

Provident Financial Holdings PROV +0.17% 58 Total Payout Yield % is 8.26 as of Jul. 01, 2026. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $16.31 (Fairly Valued). The stock has 7 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Provident Financial Holdings's current Total Payout Yield % is 8.26%.


Provident Financial Holdings Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Provident Financial Holdings Total Payout Yield % Related Terms


Provident Financial Holdings Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Provident Financial Holdings's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Holdings Total Payout Yield % Chart

Provident Financial Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.00 7.82 9.63 7.56 8.06

Provident Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.15 8.15 7.72 9.57 9.37

PROV vs RVSB, OXBC, GSBX: Total Payout Yield % Comparison

For the Banks - Regional subindustry, Provident Financial Holdings's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Holdings Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Holdings's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's Total Payout Yield % falls into.


PROV
58GF Score
Provident Financial Holdings Inc PROV
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Holdings Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Provident Financial Holdings's Total Payout Yield % for the fiscal year that ended in Jun. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-4.448 + 0 + -3.766) / 101.959
=8.06%

Provident Financial Holdings's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-1.497 + 0 + -0.891) * 4 / 101.92676
=9.37%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 8.26 mean?
Provident Financial Holdings (PROV) has a Total Payout Yield % of 8.26 as of Jul. 01, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Provident Financial Holdings and its competitors.
Is Provident Financial Holdings' Total Payout Yield % too high?
Provident Financial Holdings' current Total Payout Yield % is 8.26. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Total Payout Yield % compare to RVSB and OXBC?
Provident Financial Holdings' Total Payout Yield % of 8.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Provident Financial Holdings and its competitors. Provident Financial Holdings's current Total Payout Yield % is 8.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $16.31, compared to a current price of $17.24 — trading 5.7% above its estimated fair value. The current Total Payout Yield % is 8.26. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Total Payout Yield % is 8.26 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.24 is trading 5.7% above its estimated GF Value™ of $16.31. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Total Payout Yield %: 8.26
  • GF Value™: $16.31 vs. price of $17.24 (5.7% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score

Get the complete analysis for PROV

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.24
Price
$16.31
GF Value