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EFU Life Assurance (KAR:EFUL) Interest Expense : ₨-77 Mil (TTM As of Mar. 2025)


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What is EFU Life Assurance Interest Expense?

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. EFU Life Assurance's interest expense for the three months ended in Mar. 2025 was ₨ -20 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2025 was ₨-77 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. EFU Life Assurance's Operating Income for the three months ended in Mar. 2025 was ₨ 984 Mil. EFU Life Assurance's Interest Expense for the three months ended in Mar. 2025 was ₨ -20 Mil. EFU Life Assurance's Interest Coverage for the quarter that ended in Mar. 2025 was 48.11. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


EFU Life Assurance Interest Expense Historical Data

The historical data trend for EFU Life Assurance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EFU Life Assurance Interest Expense Chart

EFU Life Assurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -53.32 -51.73 -60.88 -70.62 -74.20

EFU Life Assurance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.69 -18.52 -19.00 -18.99 -20.46

EFU Life Assurance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU Life Assurance  (KAR:EFUL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

EFU Life Assurance's Interest Expense for the three months ended in Mar. 2025 was ₨-20 Mil. Its EBIT for the three months ended in Mar. 2025 was ₨984 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2025 was ₨851 Mil.

EFU Life Assurance's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*984.039/-20.456
=48.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. EFU Life Assurance Ltd has enough cash to cover all of its debt. Its financial situation is stable.


EFU Life Assurance Business Description

Traded in Other Exchanges
N/A
Address
8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is engaged in providing insurance services. The company operates through various business segments namely investment linked business, conventional business, pension business, accident and health business, Family takaful investment linked business, and Family takaful protection business. It generates maximum revenue from the Investment Linked Business segment.

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