Standard Bank Malawi (MSW:STANDARD) 1-Year Sharpe Ratio: 0.76 (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
77 GF Score
Price MWK3,999.14
GF Value MWK1,937.61
Valuation Significantly Overvalued
View Full Analysis

What is Standard Bank Malawi 1-Year Sharpe Ratio?

Standard Bank Malawi MSW:STANDARD 77 1-Year Sharpe Ratio is 0.76 as of Jul. 16, 2026. GuruFocus rates MSW:STANDARD with a GF Score™ of 77/100 and a GF Value™ of MWK1,937.61 (Significantly Overvalued).

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-16), Standard Bank Malawi's 1-Year Sharpe Ratio is 0.76.

Standard Bank Malawi  (MSW:STANDARD) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Standard Bank Malawi 1-Year Sharpe Ratio Related Terms

MSW:STANDARD vs PNC, USB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Standard Bank Malawi's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Bank Malawi 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Bank Malawi's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Standard Bank Malawi's 1-Year Sharpe Ratio falls into.


MSW:STANDARD
77GF Score
Standard Bank Malawi PLC MSW:STANDARD
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Bank Malawi 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.76 mean?
Standard Bank Malawi (MSW:STANDARD) has a 1-Year Sharpe Ratio of 0.76 as of Jul. 16, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Standard Bank Malawi and its competitors.
Is Standard Bank Malawi's 1-Year Sharpe Ratio too high?
Standard Bank Malawi's current 1-Year Sharpe Ratio is 0.76. Overall, Standard Bank Malawi has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's 1-Year Sharpe Ratio compare to PNC and USB?
Standard Bank Malawi's 1-Year Sharpe Ratio of 0.76 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Standard Bank Malawi and its competitors. Standard Bank Malawi's current 1-Year Sharpe Ratio is 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,937.61, compared to a current price of MWK3,999.14 — trading 106.4% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.76. Standard Bank Malawi's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current 1-Year Sharpe Ratio is 0.76 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.14 is trading 106.4% above its estimated GF Value™ of MWK1,937.61. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • 1-Year Sharpe Ratio: 0.76
  • GF Value™: MWK1,937.61 vs. price of MWK3,999.14 (106.4% above fair value)
  • GF Score™: 77/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
77GF Score

Get the complete analysis for MSW:STANDARD

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.14
Price
MWK1,937.61
GF Value