Standard Bank MalawiMSW:STANDARD 84 OCF Margin % is 11.48% as of Dec. 2025, which is 46% below its 10-year median of 21.26. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued). Among 1,501 Banks companies, Standard Bank Malawi ranks better than 71.55% on this metric.
The historical rank and industry rank for Standard Bank Malawi's OCF Margin % or its related term are showing as below:
MSW:STANDARD'
s OCF Margin % Range Over the Past 10 Years
Min: -112.96 Med: 21.26 Max: 71.5
Current: 47.48
During the past 8 years, the highest OCF Margin % of Standard Bank Malawi was 71.50%. The lowest was -112.96%. And the median was 21.26%.
MSW:STANDARD's OCF Margin % is ranked better than 71.55% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs MSW:STANDARD: 47.48
Standard Bank Malawi OCF Margin % Related Terms
Standard Bank Malawi OCF Margin % Historical Data
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The historical data trend for Standard Bank Malawi's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Malawi's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Malawi OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Malawi's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Standard Bank Malawi's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Malawi (MSW:STANDARD) has a OCF Margin % of 11.48% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Standard Bank Malawi and its competitors. This is 46% below median its historical median of 21.26. According to the industry distribution chart, Standard Bank Malawi ranks #427 out of 1501 companies in the Banks industry, placing it in the top 28.4%.
Is Standard Bank Malawi's OCF Margin % too high?
Standard Bank Malawi's current OCF Margin % of 11.48% is 46% below median its 10-year median of 21.26. The Banks industry median OCF Margin % is 29.44. Standard Bank Malawi's value of 11.48% is 61% below this industry median. Based on the distribution chart, Standard Bank Malawi ranks #427 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #427 out of 1501 companies for OCF Margin %. This puts Standard Bank Malawi in the upper half of its industry. The industry median OCF Margin % is 29.44. Standard Bank Malawi's value of 11.48% is 61% below this benchmark. While the company's 10-year median is 21.26 vs. the industry median of 29.44, Standard Bank Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current OCF Margin % of 11.48% is 61% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current OCF Margin % is 11.48%, which is 46% below median its own 10-year median of 21.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current OCF Margin % is 11.48%, which is 46% below median its 10-year median of 21.26 and 61% below the Banks industry median of 29.44. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current OCF Margin % is 11.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued.
The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44.
GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.
Key valuation signals for MSW:STANDARD:
OCF Margin %: 11.48% (46% below median its 10-year median of 21.26)
GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
Industry Position: 61% below the Banks median (#427 of 1501)
No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score
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