Mahindra & Mahindra Financial Services (NSE:M&MFIN) Accounts Receivable: ₹ Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
72 GF Score
Price ₹353.30
GF Value ₹296.35
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Mahindra & Mahindra Financial Services Accounts Receivable?

Mahindra & Mahindra Financial Services NSE:M&MFIN +2.20% 72 Accounts Receivable is ₹ Mil as of Jun. 2026. GuruFocus rates NSE:M&MFIN with a GF Score™ of 72/100 and a GF Value™ of ₹296.35 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Mahindra & Mahindra Financial Services's accounts receivables for the quarter that ended in Jun. 2026 was ₹ Mil.

Accounts receivable can be measured by Days Sales Outstanding. Mahindra & Mahindra Financial Services's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Mahindra & Mahindra Financial Services's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was ₹N/A.


Mahindra & Mahindra Financial Services Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Mahindra & Mahindra Financial Services's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=/57248.1*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Mahindra & Mahindra Financial Services's accounts receivable are only considered to be worth 75% of book value:

Mahindra & Mahindra Financial Services's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(+0.75 * +0.5 * -N/A
--)/1389.6
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Mahindra & Mahindra Financial Services Accounts Receivable Related Terms


Mahindra & Mahindra Financial Services Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Mahindra & Mahindra Financial Services's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mahindra & Mahindra Financial Services Accounts Receivable Chart

Mahindra & Mahindra Financial Services Annual Data
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NSE:M&MFIN
72GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahindra & Mahindra Financial Services Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of ₹ Mil mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Accounts Receivable of ₹ Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Mahindra & Mahindra Financial Services and its competitors.
Is Mahindra & Mahindra Financial Services' Accounts Receivable too high?
Mahindra & Mahindra Financial Services' current Accounts Receivable is ₹ Mil. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Accounts Receivable compare to V and MA?
Mahindra & Mahindra Financial Services' Accounts Receivable of ₹ Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Credit Services company?
A good Accounts Receivable depends on the Credit Services industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current Accounts Receivable is ₹ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹296.35, compared to a current price of ₹353.30 — trading 19.2% above its estimated fair value. The current Accounts Receivable is ₹ Mil. Mahindra & Mahindra Financial Services' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Accounts Receivable is ₹ Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be overvalued. The current stock price of ₹353.30 is trading 19.2% above its estimated GF Value™ of ₹296.35. GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:M&MFIN:

  • Accounts Receivable: ₹ Mil
  • GF Value™: ₹296.35 vs. price of ₹353.30 (19.2% above fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
72GF Score

Get the complete analysis for NSE:M&MFIN

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹353.30
Price
₹296.35
GF Value