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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-25), Mahindra & Mahindra Financial Services's 3-1 Month Momentum % is 19.01%.
NSE:M&MFIN's 3-1 Month Momentum % is ranked better than 85.61% of 556
companies
in the Credit Services industry
Industry Median: 0.355
vs NSE:M&MFIN: 19.01
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
NSE:M&MFIN vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Mahindra & Mahindra Financial Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahindra & Mahindra Financial Services 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Mahindra & Mahindra Financial Services's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a 3-1 Month Momentum % of 19.01% as of Aug. 25, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mahindra & Mahindra Financial Services and its competitors. According to the industry distribution chart, Mahindra & Mahindra Financial Services ranks #80 out of 556 companies in the Credit Services industry, placing it in the top 14.4%.
Is Mahindra & Mahindra Financial Services' 3-1 Month Momentum % too high?
Mahindra & Mahindra Financial Services' current 3-1 Month Momentum % is 19.01%. The Credit Services industry median 3-1 Month Momentum % is 0.36. Mahindra & Mahindra Financial Services' value of 19.01% is 5254.9% above this industry median. Based on the distribution chart, Mahindra & Mahindra Financial Services ranks #80 out of 556 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Mahindra & Mahindra Financial Services ranks #80 out of 556 companies for 3-1 Month Momentum %. This places Mahindra & Mahindra Financial Services in the top 14% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.36. Mahindra & Mahindra Financial Services' value of 19.01% is 5254.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.36, based on 556 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahindra & Mahindra Financial Services's current 3-1 Month Momentum % of 19.01% is 5254.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mahindra & Mahindra Financial Services and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahindra & Mahindra Financial Services's current 3-1 Month Momentum % is 19.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹356.31, compared to a current price of ₹378.70 — trading 6.3% above its estimated fair value. The current 3-1 Month Momentum % is 19.01% and 5254.9% above the Credit Services industry median of 0.36. Mahindra & Mahindra Financial Services' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current 3-1 Month Momentum % is 19.01% as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be overvalued.
The current stock price of ₹378.70 is trading 6.3% above its estimated GF Value™ of ₹356.31.
GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.
Key valuation signals for NSE:M&MFIN:
3-1 Month Momentum %: 19.01%
GF Value™: ₹356.31 vs. price of ₹378.70 (6.3% above fair value)
Industry Position: 5254.9% above the Credit Services median (#80 of 556)
No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
72GF Score
Get the complete analysis for NSE:M&MFIN
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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