Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.
Mahindra & Mahindra Financial Services's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is
-24.73%.
Mahindra & Mahindra Financial Services Margin of Safety % (DCF Earnings Based) Related Terms
NSE:M&MFIN vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison
For the Credit Services subindustry, Mahindra & Mahindra Financial Services's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahindra & Mahindra Financial Services Margin of Safety % (DCF Earnings Based) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:
* The bar in red indicates where Mahindra & Mahindra Financial Services's Margin of Safety % (DCF Earnings Based) falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.
What does a Margin of Safety % (DCF Earnings Based) of -24.73% mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Margin of Safety % (DCF Earnings Based) of -24.73% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mahindra & Mahindra Financial Services.
Is Mahindra & Mahindra Financial Services' Margin of Safety % (DCF Earnings Based) too high?
Mahindra & Mahindra Financial Services' current Margin of Safety % (DCF Earnings Based) is -24.73%. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Margin of Safety % (DCF Earnings Based) compare to V and MA?
Mahindra & Mahindra Financial Services' Margin of Safety % (DCF Earnings Based) of -24.73% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mahindra & Mahindra Financial Services. Mahindra & Mahindra Financial Services's current Margin of Safety % (DCF Earnings Based) is -24.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹353.97, compared to a current price of ₹328.55 — trading 7.2% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -24.73%. Mahindra & Mahindra Financial Services' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Margin of Safety % (DCF Earnings Based) is -24.73% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued.
The current stock price of ₹328.55 is trading 7.2% below its estimated GF Value™ of ₹353.97.
GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.
Key valuation signals for NSE:M&MFIN:
Margin of Safety % (DCF Earnings Based): -24.73%
GF Value™: ₹353.97 vs. price of ₹328.55 (7.2% below fair value)
No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Business Description
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score
Get the complete analysis for NSE:M&MFIN
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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