Mahindra & Mahindra Financial Services (NSE:M&MFIN) 14-Day RSI: 62.27 (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
73 GF Score
Price ₹356.50
GF Value ₹351.46
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Mahindra & Mahindra Financial Services 14-Day RSI?

Mahindra & Mahindra Financial Services NSE:M&MFIN -3.74% 73 14-Day RSI is 62.27 as of Jul. 27, 2026. GuruFocus rates NSE:M&MFIN with a GF Score™ of 73/100 and a GF Value™ of ₹351.46 (Fairly Valued). The stock has 2 warning signs investors should review. Among 576 Credit Services companies, Mahindra & Mahindra Financial Services ranks worse than 86.11% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-07-27), Mahindra & Mahindra Financial Services's 14-Day RSI is 62.27.

The industry rank for Mahindra & Mahindra Financial Services's 14-Day RSI or its related term are showing as below:

NSE:M&MFIN's 14-Day RSI is ranked worse than
86.11% of 576 companies
in the Credit Services industry
Industry Median: 49.25 vs NSE:M&MFIN: 62.27

Mahindra & Mahindra Financial Services  (NSE:M&MFIN) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


Mahindra & Mahindra Financial Services 14-Day RSI Related Terms


NSE:M&MFIN vs V, MA, AXP: 14-Day RSI Comparison

For the Credit Services subindustry, Mahindra & Mahindra Financial Services's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mahindra & Mahindra Financial Services 14-Day RSI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where Mahindra & Mahindra Financial Services's 14-Day RSI falls into.


NSE:M&MFIN
73GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mahindra & Mahindra Financial Services  (NSE:M&MFIN) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 62.27 mean?
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a 14-Day RSI of 62.27 as of Jul. 27, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Mahindra & Mahindra Financial Services and its competitors. According to the industry distribution chart, Mahindra & Mahindra Financial Services ranks #496 out of 576 companies in the Credit Services industry, placing it in the top 86.1%.
Is Mahindra & Mahindra Financial Services' 14-Day RSI too high?
Mahindra & Mahindra Financial Services' current 14-Day RSI is 62.27. The Credit Services industry median 14-Day RSI is 49.25. Mahindra & Mahindra Financial Services' value of 62.27 is 26.4% above this industry median. Based on the distribution chart, Mahindra & Mahindra Financial Services ranks #496 out of 576 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' 14-Day RSI compare to V and MA?
According to the Credit Services industry distribution chart, Mahindra & Mahindra Financial Services ranks #496 out of 576 companies for 14-Day RSI. This places Mahindra & Mahindra Financial Services in the lower half of its industry. The industry median 14-Day RSI is 49.25. Mahindra & Mahindra Financial Services' value of 62.27 is 26.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Credit Services company?
The median 14-Day RSI among Credit Services companies is 49.25, based on 576 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mahindra & Mahindra Financial Services's current 14-Day RSI of 62.27 is 26.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Mahindra & Mahindra Financial Services and its competitors. For the Credit Services industry, the median 14-Day RSI is 49.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahindra & Mahindra Financial Services's current 14-Day RSI is 62.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹351.46, compared to a current price of ₹356.50 — trading 1.4% above its estimated fair value. The current 14-Day RSI is 62.27 and 26.4% above the Credit Services industry median of 49.25. Mahindra & Mahindra Financial Services' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current 14-Day RSI is 62.27 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be overvalued. The current stock price of ₹356.50 is trading 1.4% above its estimated GF Value™ of ₹351.46. GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.

Key valuation signals for NSE:M&MFIN:

  • 14-Day RSI: 62.27
  • GF Value™: ₹351.46 vs. price of ₹356.50 (1.4% above fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 26.4% above the Credit Services median (#496 of 576)

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score

Get the complete analysis for NSE:M&MFIN

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹356.50
Price
₹351.46
GF Value