Mahindra & Mahindra Financial Services (NSE:M&MFIN) Scaled Net Operating Assets: N/A (As of Mar. 2026)


NSE:M&MFIN Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
73 GF Score
Price ₹318.00
GF Value ₹353.29
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Mahindra & Mahindra Financial Services Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mahindra & Mahindra Financial Services's operating assets for the quarter that ended in Mar. 2026 was ₹1,530,177 Mil. Mahindra & Mahindra Financial Services's operating liabilities for the quarter that ended in Mar. 2026 was ₹172,239 Mil. Mahindra & Mahindra Financial Services's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, Mahindra & Mahindra Financial Services's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.

NSE:M&MFIN
73GF Score
Mahindra & Mahindra Financial Services Ltd NSE:M&MFIN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mahindra & Mahindra Financial Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mahindra & Mahindra Financial Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1530176.6-172238.5)/1441052.6
=0.94

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1586439.4 - 56262.8
=1530176.6

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1319519.7 - 1147281.2 - 0
=172238.5

Mahindra & Mahindra Financial Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1530176.6-172238.5)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1586439.4 - 56262.8
=1530176.6

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1319519.7 - 1147281.2 - 0
=172238.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued. The current stock price of ₹318.00 is trading 10% below its estimated GF Value™ of ₹353.29. GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:M&MFIN:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹353.29 vs. price of ₹318.00 (10% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mahindra & Mahindra Financial Services Business Description

Other Exchanges 532720:India
Address Dr. G M. Bhosale Marg, 4th Floor, Mahindra Towers, A Wing, P.K. Kurne Chowk, Worli, Mumbai, MH, IND, 400 018
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score

Get the complete analysis for NSE:M&MFIN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹318.00
Price
₹353.29
GF Value