The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Mahindra & Mahindra Financial Services's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
NSE:M&MFIN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.22 Max: 0.45
Current: 0.3
During the past 13 years, the highest Dividend Payout Ratio of Mahindra & Mahindra Financial Services was 0.45. The lowest was 0.09. And the median was 0.22.
NSE:M&MFIN's Dividend Payout Ratio is ranked better than 53.09% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs NSE:M&MFIN: 0.30
During the past 13 years, the highest Trailing Annual Dividend Yield of Mahindra & Mahindra Financial Services was 3.14%. The lowest was 0.35%. And the median was 1.28%.
During the past 12 months, Mahindra & Mahindra Financial Services's average Dividends Per Share Growth Rate was 6.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 22.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Mahindra & Mahindra Financial Services was 99.00% per year. The lowest was -31.00% per year. And the median was 13.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Mahindra & Mahindra Financial Services (NSE:M&MFIN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Mahindra & Mahindra Financial Services Dividend Payout Ratio Related Terms
Mahindra & Mahindra Financial Services Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services Dividend Payout Ratio Chart
Mahindra & Mahindra Financial Services Annual Data
NSE:M&MFIN vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Mahindra & Mahindra Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahindra & Mahindra Financial Services Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Mahindra & Mahindra Financial Services's Dividend Payout Ratio falls into.
Mahindra & Mahindra Financial Services Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mahindra & Mahindra Financial Services and its competitors. Over the past decade, Mahindra & Mahindra Financial Services' Dividend Payout Ratio has ranged from 0.09 to 0.45. According to the industry distribution chart, Mahindra & Mahindra Financial Services ranks #91 out of 194 companies in the Credit Services industry, placing it in the top 46.9%.
Is Mahindra & Mahindra Financial Services' Dividend Payout Ratio too high?
Mahindra & Mahindra Financial Services' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.45. Based on the distribution chart, Mahindra & Mahindra Financial Services ranks #91 out of 194 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mahindra & Mahindra Financial Services ranks #91 out of 194 companies for Dividend Payout Ratio. This puts Mahindra & Mahindra Financial Services in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Mahindra & Mahindra Financial Services' own Dividend Payout Ratio has ranged from 0.09 to 0.45 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mahindra & Mahindra Financial Services and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mahindra & Mahindra Financial Services's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹353.45, compared to a current price of ₹334.05 — trading 5.5% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Mahindra & Mahindra Financial Services' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued.
The current stock price of ₹334.05 is trading 5.5% below its estimated GF Value™ of ₹353.45.
GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.
Key valuation signals for NSE:M&MFIN:
Dividend Payout Ratio: 0.00
GF Value™: ₹353.45 vs. price of ₹334.05 (5.5% below fair value)
No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Business Description
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score
Get the complete analysis for NSE:M&MFIN
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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