If a company builds assets at 15.3% a year, faster than its revenue growth rate of 6.9% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, Mahindra & Mahindra Financial Services's average Total Assets Growth Rate was 9.90% per year.
During the past 3 years, the average Total Assets Growth Rate was 15.40% per year.
During the past 5 years, the average Total Assets Growth Rate was 15.30% per year.
During the past 10 years, the average Total Assets Growth Rate was 12.70% per year.
During the past 13 years, Mahindra & Mahindra Financial Services's highest 3-Year average Total Assets Growth Rate was 41.60%. The lowest was 2.40%. And the median was 17.10%.
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
Mahindra & Mahindra Financial Services's Asset Turnover for the quarter that ended in Mar. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
Mahindra & Mahindra Financial Services Total Assets Related Terms
Mahindra & Mahindra Financial Services Total Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services Total Assets Chart
Mahindra & Mahindra Financial Services Annual Data
Mahindra & Mahindra Financial Services Total Assets Calculation
Total Assets are all the assets a company owns.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services (NSE:M&MFIN) has a Total Assets of ₹1,586,439 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Mahindra & Mahindra Financial Services and its competitors.
Is Mahindra & Mahindra Financial Services' Total Assets too high?
Mahindra & Mahindra Financial Services' current Total Assets is ₹1,586,439 Mil. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Total Assets compare to V and MA?
Mahindra & Mahindra Financial Services' Total Assets of ₹1,586,439 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current Total Assets is ₹1,586,439 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (NSE:M&MFIN) is currently considered Fairly Valued. The stock's GF Value™ is ₹353.37, compared to a current price of ₹332.20 — trading 6% below its estimated fair value. The current Total Assets is ₹1,586,439 Mil. Mahindra & Mahindra Financial Services' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (NSE:M&MFIN), the current Total Assets is ₹1,586,439 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (NSE:M&MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be undervalued.
The current stock price of ₹332.20 is trading 6% below its estimated GF Value™ of ₹353.37.
GuruFocus considers Mahindra & Mahindra Financial Services to be Fairly Valued.
Key valuation signals for NSE:M&MFIN:
Total Assets: ₹1,586,439 Mil
GF Value™: ₹353.37 vs. price of ₹332.20 (6% below fair value)
No single metric tells the full story. See the NSE:M&MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Business Description
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
73GF Score
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